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STOCK COMPARISON

Visa Inc. Class A vs Goldman Sachs Group: Fair Value & Quality

Both stocks run through our valuation models. Here is how Visa Inc. Class A (V) and Goldman Sachs Group (GS) compare, as of Aug 13, 2026.

As of Aug 13, 2026, Fair Value Calculator sees Goldman Sachs Group as the less overvalued of the two: Visa Inc. Class A trades at $359 versus a fair value of $198 (-45%), while Goldman Sachs Group trades at $1,037 versus $757 (-27%).
Visa Inc. Class A
V · USD · Financials
-45%
upside to fair value
overvalued
Price$359
Fair Value$198
Quality82/100
Goldman Sachs Group
GS · USD · Financials
-27%
upside to fair value
overvalued
Price$1,037
Fair Value$757
Quality53/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Visa Inc. Class AGoldman Sachs Group
Valuation
30.4×P/E (TTM)17.6×
15.42×P/S (TTM)5.03×
17.51×P/B2.72×
22.0×EV/EBITDA19.6×
1.53×PEG1.57×
0.8%Dividend yield1.5%
$2.60Dividend per share$15.50
Profitability
52%Net margin31%
67%Operating margin42%
60%Return on equity17%
19%Return on assets1%
Growth
17%Revenue growth (YoY)43%
10.9%Avg. growth/yr (3Y)22.1%
12.9%Avg. growth/yr (5Y)18.5%
Balance & size
0.52×Debt / equity2.37×
$664BMarket cap$340B
healthyGrowth qualityexpensive

Goldman Sachs Group leads: 6 to 8 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Visa Inc. Class Aof which business quality 76 · market factors 65 Goldman Sachs Groupof which business quality 43 · market factors 66
ProfitabilityMargins and returns on capital today
76
29
Quality GrowthAre margins and returns improving?
41
58
CashflowEarnings quality: real cash, not paper profit
85
0
Fin. StrengthBalance sheet, leverage, solvency risk
71
30
InvestmentDisciplined investing over empire-building
85
83
Low VolatilityCalm price path (market factor)
83
51
MomentumPrice trend over the last 3–12 months (market factor)
52
67
52W MomentumDistance to the 52-week high (market factor)
68
80
Net IssuanceBuybacks instead of dilution
100
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Goldman Sachs Group

DCF Models$680
Earnings-Based$818
Dividend Discount$334
Multiples$675
Asset-Based$284
Economic Profit$534

8 of 9 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Visa Inc. Class A
Bear $119Fair Value $198Bull $332
$359 = current price (white tick)
Goldman Sachs Group
Bear $406Fair Value $757Bull $946
$1,037 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-45% · bottom 25%

Goldman Sachs Group · Financials

Quality score53 · below median
Fair value upside-27% · below median

Bottom line

As of Aug 13, 2026, Fair Value Calculator sees Goldman Sachs Group as the less overvalued of the two: Visa Inc. Class A trades at $359 versus a fair value of $198 (-45%), while Goldman Sachs Group trades at $1,037 versus $757 (-27%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →
Visa Inc. Class A · Goldman Sachs Group

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.