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HealthBank Holdings (40B) Fair Value & Analysis

Real Estate · SG · Market cap 5.9M SGD

HH HealthBank Holdings 40B · SG
Price0.0420 SGD
Fair Value0.0328 SGD
Upside-22.0%
Quality37/100
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Evidence: Low Range 0.0328 SGD – 0.0328 SGD

Fair value as of: Jul 4, 2026

From 3 valuation models · updated today

Price vs Fair Value (12 months)

0.0840 SGD 0.0290 SGD Fair Value 0.0328 SGD Jul 2025 Jul 2026

12‑month range 0.0290 SGD – 0.0840 SGD · the 0.0420 SGD price screens above the 0.0328 SGD fair value. As of Jul 4, 2026.

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Analysis

HealthBank Holdings (40B) currently trades at 0.0420 SGD, while our model-based Fair Value estimate is 0.0328 SGD — implying the stock looks roughly 22.0% overvalued today. We read business quality at 37/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at 140K SGD. Revenue declined 26.4% year over year. It earns a return on equity of -21.8%. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) 140K SGD
Revenue growth (YoY) -26.4%
Return on equity -21.8%
Free cash flow −1.9M SGD FY2025
Operating margin -740%
EPS (TTM) -0.0100 SGD

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

HealthBank Holdings Limited, an investment holding company, engages in the property-related investment and management business in the People's Republic of China, Singapore, and the Asia Pacific Region. It offers landscaping, property, consulting, and facilities management services. The company also provides consulting services as a property advisor. The company was formerly known as SMJ International Holdings Ltd. and changed its name to HealthBank Holdings Limited in April 2019. HealthBank Holdings Limited was incorporated in 2013 and is headquartered in Singapore.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

HealthBank Holdings reported revenue of 140K SGD in FY2025 versus 99.0K SGD in FY2021, a compound +9.0%/yr. Reported net income was −3.2M SGD in FY2025.

Revenue +9.0%/yr
FY21 99.0K SGD
FY22 379K SGD
FY23 226K SGD
FY24 188K SGD
FY25 140K SGD
Net income
FY21 −3.6M SGD
FY22 −11.1M SGD
FY23 −36.0M SGD
FY24 −8.2M SGD
FY25 −3.2M SGD

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Frequently asked questions

Is HealthBank Holdings (40B) undervalued?
As of Jul 4, 2026, our model estimates a fair value of 0.0328 SGD versus a price of 0.0420 SGD — about −22% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 40B?
Our model-based fair value for HealthBank Holdings is 0.0328 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 0.0420 SGD.
What is the quality score of 40B?
HealthBank Holdings has a Quality Score of 37/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of HealthBank Holdings (40B)?
HealthBank Holdings reported trailing-twelve-month revenue of about 140K SGD (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 40B?
The net profit margin of HealthBank Holdings is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.