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Chartwell Retirement Residences (CSH-UN) Fair Value & Analysis

Real Estate · CA · Market cap C$7.4B

CR Chartwell Retirement Residences CSH-UN · TO
PriceC$22.69
Fair ValueC$2.99
Upside-86.8%
Quality42/100
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Evidence: High Range C$2.92 – C$2.99 📤 Share as image

Fair value as of: Jul 17, 2026

From 26 valuation models · updated 5 days ago

Share price +5.1% over the past month.

Price vs Fair Value (12 months)

C$23.27 C$16.77 Fair Value C$2.99 Jul 2025 Jul 2026

12‑month range C$16.77 – C$23.27 · fair‑value band C$2.92 – C$2.99 · the C$22.69 price screens above the C$2.99 fair value. As of Jul 17, 2026.

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Analysis

Chartwell Retirement Residences (CSH-UN) currently trades at C$22.69, while our model-based Fair Value estimate is C$2.99, implying the stock looks roughly 86.8% overvalued today. We read business quality at 42/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Chartwell Retirement Residences generated revenue of C$1.2B at a net margin of 0.4%. Revenue grew 22.3% year over year. It earns a return on equity of 0.3%. Net debt stands at C$2.9B. Fundamentals as of Jul 17, 2026

Our scenario range runs from C$2.92 (bear case) to C$2.99 (bull case); at C$22.69, the current price sits above that range. The share trades about 1% below its 52-week high and 36% above its 52-week low, currently above its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -45% fair-value upside, at -87%, CSH-UN screens richer than that median.

Key figures & financial health

Revenue (TTM) C$1.2B
Revenue growth (YoY) +22.3%
Net margin 0.4%
Return on equity 0.3%
Free cash flow C$144M FY2025
Operating margin 15.6%
More key figures
EPS growth (YoY) -79.1%
Net debt C$2.9B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 17, 2026. TTM = trailing twelve months.

About the company

Chartwell Retirement Residences is in the business of serving and caring for Canada's seniors, committed to its vision of Making People's Lives BETTER and to providing a happier, healthier, and more fulfilling life experience for its residents. Chartwell is an unincorporated, open ended real estate trust which indirectly owns and operates a complete range of seniors housing communities, from independent living through to assisted living and long-term care. Chartwell is one of the largest operators in Canada, serving approximately 25,000 residents in four provinces across the country. Chartwell Retirement Residences was established on July 07, 2003 and incorporated in Ontario, Canada.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Chartwell Retirement Residences reported revenue of C$1.1B in FY2025 versus C$669M in FY2021, a compound +13.4%/yr. Reported net income was C$29.4M in FY2025, compounding +30.5%/yr from FY2021.

Revenue +13.4%/yr
FY21 C$669M
FY22 C$705M
FY23 C$737M
FY24 C$862M
FY25 C$1.1B
Net income +30.5%/yr
FY21 C$10.1M
FY22 C$49.5M
FY23 C$128M
FY24 C$22.4M
FY25 C$29.4M

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Cite: Fair Value Calculator (2026). "Chartwell Retirement Residences Fair Value". https://www.fairvalue-calculator.com/stock/CSH-UN

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.

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Frequently asked questions

Is Chartwell Retirement Residences (CSH-UN) undervalued?
As of Jul 17, 2026, our model estimates a fair value of C$2.99 versus a price of C$22.69, about −87% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CSH-UN?
Our model-based fair value for Chartwell Retirement Residences is C$2.99 (as of Jul 17, 2026), built from audited fundamentals. The current price is C$22.69.
What is the quality score of CSH-UN?
Chartwell Retirement Residences has a Quality Score of 42/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Chartwell Retirement Residences (CSH-UN)?
Chartwell Retirement Residences reported trailing-twelve-month revenue of about C$1.2B (latest available figure, as of Jul 17, 2026).
What is the net profit margin of CSH-UN?
The net profit margin of Chartwell Retirement Residences is about 0.4%, meaning it keeps roughly 0.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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