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Eagle Point Credit Company (ECC) Fair Value & Analysis

Financial Services · US · Market cap $484M

EP Eagle Point Credit Company logo Eagle Point Credit Company ECC · US
Price$3.88
Fair Value$3.26
Upside-16.1%
Quality26/100
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Mixed Growth
Loss-making · -84.0% net margin
Low debt · negative free cash flow
Mixed vs. peers (4/10)
Narrow moat 36/100
Evidence: Low Range $1.65 – $4.87 Share as image

Fair value as of: Jul 26, 2026

From 3 valuation models · updated 15 days ago

Below-average quality, and screening another 16% overvalued on our models.

What matters now

  • Weak quality (26/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The model range is unusually wide ($1.65 to $4.87). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

$6.63 $3.36 Fair Value $3.26 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 26, 2026.

How to read this chart

60‑month range $3.36 – $6.63 · fair‑value band $1.65 – $4.87 · the $3.88 price screens above the $3.26 fair value. Dashed = 300-day average. As of Jul 26, 2026.

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Analysis

Eagle Point Credit Company (ECC) currently trades at $3.88, while our model-based Fair Value estimate is $3.26, implying the stock looks roughly 16.1% overvalued today. The Quality Score stands at 26/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Eagle Point Credit Company generated revenue of $194M at a net margin of -84.0%. Revenue declined 19.1% year over year. It earns a return on equity of -18.1%. Net debt stands at $229M. Fundamentals as of Jul 26, 2026

Our scenario range runs from $1.65 (bear case) to $4.87 (bull case); at $3.88, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 38% below its 52-week high and 17% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -16%, ECC screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Gordon GGM $11.72 $21.12 $29.08 70
DDM Multi-Stage $11.72 $19.30 $22.57 61
NCAV (Graham) $3.72 $4.99 $7.44 50
All 3 models by family
Dividend Discount
Gordon GGM $11.72 $21.12 $29.08 70
DDM Multi-Stage $11.72 $19.30 $22.57 61
Asset-Based
NCAV (Graham) $3.72 $4.99 $7.44 50

Widest divergence: Dividend Discount ($19.30) versus Asset-Based ($4.99). Highest evidence: Gordon GGM (70).

Key figures & financial health

Revenue (TTM) $194M
Revenue growth (YoY) -19.1%
Net margin -84.0%
Return on equity -18.1%
Free cash flow −$21.4M FY2025
Operating margin 75.7%
More key figures
EPS (TTM) $-1.05
EPS growth (YoY) +16.8%
Net debt $229M FY2025

Figures from reported company fundamentals · as of Jul 26, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 26/100

Of which business quality 33 · Market factors (momentum, volatility) 34

Profitability 2
Margins and returns on capital today
Quality Growth 14
Are margins and returns improving?
Cashflow 67
Earnings quality: real cash, not paper profit
Fin. Strength 65
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 78
Calm price path (market factor)
Momentum 19
Price trend over the last 3–12 months (market factor)
52W Momentum 11
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Eagle Point Credit Company is a closed ended fund launched and managed by Eagle Point Credit Management LLC. It invests in fixed income markets of the United States. The fund invests equity and junior debt tranches of collateralized loan obligations consisting primarily of below investment grade U.S. senior secured loans.

Full company description

Eagle Point Credit Company is a closed ended fund launched and managed by Eagle Point Credit Management LLC. It invests in fixed income markets of the United States. The fund invests equity and junior debt tranches of collateralized loan obligations consisting primarily of below investment grade U.S. senior secured loans. Eagle Point Credit Company was formed on March 24, 2014 and is domiciled in the United States.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Eagle Point Credit Company reported revenue of $116M in FY2025 versus $141M in FY2021, a compound −4.7%/yr. Reported net income was −$134M in FY2025.

Growth Quality 30/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
$116M
Latest YoY
+0.1%
Avg. growth/yr (5Y)
+12.6%
Avg. growth/yr (11Y)
+15.9%
Revenue −4.7%/yr
FY21 $141M
FY22 −$92.7M
FY23 $136M
FY24 $116M
FY25 $116M
Net income
FY21 $132M
FY22 −$102M
FY23 $119M
FY24 $80.3M
FY25 −$134M

ECC screens 16% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "Eagle Point Credit Company Fair Value". https://www.fairvalue-calculator.com/stock/ECC

Peer Group

Asset Management · 973 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 28 · Bottom 25%
Fair Value upside −16% · Below median
Return on assets 7% · Above median
Net margin (TTM) -84% · Bottom 25%
Operating margin (TTM) 76% · Above median
Revenue growth -19% · Bottom 25%
Debt / equity 0.17× · Higher than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/B 0.49× · Cheaper than 75% of peers
P/S (TTM) 2.49× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 12 · sector 37
FUTURE 0 · sector 6
PAST 0 · sector 26
HEALTH 92 · sector 95
DIVIDEND 0 · sector 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 26, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Eagle Point Credit Company (ECC) overvalued or undervalued?
As of Jul 26, 2026, our model estimates a fair value of $3.26 versus a price of $3.88, about −16% (overvalued).
What is the fair value of ECC?
Our model-based fair value for Eagle Point Credit Company is $3.26 (as of Jul 26, 2026), built from audited fundamentals. The current price is $3.88.
What is the quality score of ECC?
Eagle Point Credit Company has a Quality Score of 26/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Eagle Point Credit Company (ECC)?
Eagle Point Credit Company reported trailing-twelve-month revenue of about $194M (latest available figure, as of Jul 26, 2026).
What is the net profit margin of ECC?
The net profit margin of Eagle Point Credit Company is about -84.0%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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