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EJF Investments Limited (EJFZ) Fair Value & Analysis

Financials · GB · Market cap 81.3M GBX

EI EJF Investments Limited EJFZ · LSE
Price£1.10
Fair Value£0.9100
Upside-17.3%
Quality68/100
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Evidence: High Range £0.9100 – £1.04

Fair value as of: Jun 26, 2026

From 19 valuation models · updated 7 days ago

Share price +1.4% over the past month.

Price vs Fair Value (12 months)

£1.10 £1.02 Fair Value £0.9100 Jul 2025 Jul 2026

12‑month range £1.02 – £1.10 · fair‑value band £0.9100 – £1.04 · the £1.10 price screens above the £0.9100 fair value. As of Jun 26, 2026.

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Analysis

EJF Investments Limited (EJFZ) currently trades at £1.10, while our model-based Fair Value estimate is £0.9100 — implying the stock looks roughly 17.3% overvalued today. We read business quality at 68/100 (solid quality), in the Financials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, EJF Investments Limited generated revenue of £8.5M at a net margin of 56.1%. Revenue grew 44.9% year over year. It earns a return on equity of 4.9%. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 8.5M GBX
Revenue growth (YoY) +44.9%
Net margin 56.1%
Return on equity 4.9%
Free cash flow 19.3M GBX FY2025
Operating margin 90.2%
More key figures
EPS (TTM) £0.2700
EPS growth (YoY) +85.5%

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

EJF Investments Limited is a principal investment firm. The firm seeks to invest in financial services sector with a focus in structured debt and equity, loans, bonds, preference shares, convertible notes and private equity. It considers investments domiciled in the United States, the United Kingdom and Europe. EJF Investments Limited was founded in 2016 and is based in Jersey, Channel Island.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

EJF Investments Limited reported revenue of £7.9M in FY2025 versus £13.4M in FY2021, a compound −12.3%/yr. Reported net income was £4.8M in FY2025, compounding −18.5%/yr from FY2021.

Revenue −12.3%/yr
FY21 £13.4M
FY22 £8.5M
FY23 −£5.0M
FY24 £12.5M
FY25 £7.9M
Net income −18.5%/yr
FY21 £10.8M
FY22 £14.3M
FY23 −£8.0M
FY24 £9.3M
FY25 £4.8M

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Frequently asked questions

Is EJF Investments Limited (EJFZ) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £0.9100 versus a price of £1.10 — about −17% (overvalued). Model-based estimate, not financial advice.
What is the fair value of EJFZ?
Our model-based fair value for EJF Investments Limited is £0.9100 (as of Jun 26, 2026), built from audited fundamentals. The current price is £1.10.
What is the quality score of EJFZ?
EJF Investments Limited has a Quality Score of 68/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of EJF Investments Limited (EJFZ)?
EJF Investments Limited reported trailing-twelve-month revenue of about £8.5M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of EJFZ?
The net profit margin of EJF Investments Limited is about 56.1%, meaning it keeps roughly 56.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.