Lancashire Holdings (LCSHY) Fair Value & Analysis
Financial Services · US · Market cap $1.9B
Lancashire Holdings
LCSHY · US
Fair value as of: Jun 26, 2026
From 18 valuation models · updated 18 days ago
Price vs Fair Value (12 months)
12‑month range $10.82 – $16.00 · fair‑value band $24.00 – $40.00 · the $16.00 price screens below the $32.00 fair value. As of Jun 26, 2026.
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Lancashire Holdings (LCSHY) currently trades at $16.00, while our model-based Fair Value estimate is $32.00 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 68/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Lancashire Holdings generated revenue of $1.6B at a net margin of 18.8%. Revenue grew 4.7% year over year. It earns a return on equity of 19.5%. Net debt stands at $147M. Fundamentals as of Jun 26, 2026
Our scenario range runs from $24.00 (bear case) to $40.00 (bull case); at $16.00, the current price sits below that range. The share trades near its 52-week high and 9% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 28% fair-value upside — at 100%, LCSHY screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Lancashire Holdings Limited, together with its subsidiaries, provides specialty insurance and reinsurance products in London, Bermuda, and Australia. The company operates in two segments, Reinsurance and Insurance. It offers property direct and facultative, property political risk and sovereign risk, and property terrorism and political violence insurance products, as well as property reinsurance services. The company also provides energy insurance products covering upstream, downstream and onshore operational, and upstream construction all risks business; marine hull, total loss only, mortgagees interests insurance, mortgagees additional perils, excess protection and indemnity, marine war, and builder's risks; and aviation AV52, aviation consortium, airline hull and liability, and satellite insurance products. In addition, it offers general insurance, support, insurance agent, and insurance mediation services. The company was incorporated in 2005 and is headquartered in Hamilton, …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Lancashire Holdings reported revenue of $1.9B in FY2025 versus $748M in FY2021, a compound +26.0%/yr. Reported net income was $293M in FY2025.
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Similar stocks
10 more Insurance - Specialty stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Fidelity National Financial, Inc FNF | $47.60 | $53.25 | +12% |
| Medibank Private Limited MDBPF | $3.90 | $1.97 | -49% |
| Beazley plc BZLYF | $16.90 | $33.80 | +100% |
| Ryan Specialty Holdings RYAN | $32.29 | $22.93 | -29% |
| AXIS Capital Holdings AXS | $105.72 | $156.78 | +48% |
| First American Financial Corporation FAF | $68.28 | $87.16 | +28% |
| Enact Holdings ACT | $40.95 | $51.98 | +27% |
| MGIC Investment Corporation MTG | $25.51 | $35.23 | +38% |
| Essent Group ESNT | $58.93 | $117.86 | +100% |
| Radian Group RDN | $33.79 | $39.57 | +17% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.