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Life Settlement Assets PLC (LSAA) Fair Value & Analysis

Financial Services · GB · Market cap $7.5B

LS Life Settlement Assets PLC LSAA · LSE
Price$0.0180
Fair Value$0.0400
Upside+122.2%
Quality76/100
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Mixed Growth
Highly profitable · 47.0% net margin
generates free cash flow
Ranks above peers (8/10)
Wide moat 67/100
Evidence: High Range $0.0200 – $0.0600 Share as image

Fair value as of: Jun 11, 2026

From 12 valuation models · updated 59 days ago

Share price +0.3% over the past month.

A strong business, screening 122% undervalued on our models.

What matters now

  • The rarer combination: high quality (76/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case ($0.0200). The market is more pessimistic than our downside scenario.
  • The model range is unusually wide ($0.0200 to $0.0600). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

$0.0185 $0.0112 Fair Value $0.0400 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jun 11, 2026.

How to read this chart

60‑month range $0.0112 – $0.0185 · fair‑value band $0.0200 – $0.0600 · the $0.0180 price screens below the $0.0400 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jun 11, 2026.

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Analysis

Life Settlement Assets PLC (LSAA) currently trades at $0.0180, while our model-based Fair Value estimate is $0.0400, implying the stock looks roughly 122.2% undervalued today. The Quality Score stands at 76/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Life Settlement Assets PLC generated revenue of $14.6M at a net margin of 47.0%. Revenue grew 141.6% year over year. It earns a return on equity of 6.5%. The balance sheet holds a net cash position of $9.6M. Fundamentals as of Jun 11, 2026

Our scenario range runs from $0.0200 (bear case) to $0.0600 (bull case); at $0.0180, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at 122%, LSAA screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income $0.0200 $0.0200 $0.0200 76
Growth DCF $0.0200 $0.0300 $0.0600 72
Gordon GGM $0.0100 $0.0100 70
All 12 models by family
DCF Models
5Y P/E Exit $0.0200 $0.0400 $0.0700 38
10Y P/E Exit $0.0200 $0.0400 $0.0700 35
Earnings-Based
Graham-Dodd $0.0100 $0.0800 $0.1100 54
Lynch FV $0.0400 $0.0600 $0.0700 50
Dividend Discount
Gordon GGM $0.0100 $0.0100 70
DDM Multi-Stage $0.0100 $0.0100 61
Multiples
P/E Multiple $0.0200 $0.0200 $0.0300 63
P/B Multiple $0.0200 $0.0300 $0.0300 55
Asset-Based
NCAV (Graham) $0.0100 $0.0200 $0.0300 50
Growth DCF
Growth DCF $0.0200 $0.0300 $0.0600 72
Rev-Margin DCF $0.0100 $0.0200 $0.0300 67
Economic Profit
Residual Income $0.0200 $0.0200 $0.0200 76

Widest divergence: Earnings-Based ($0.0600) versus Dividend Discount ($0.0100). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) $14.6M
Revenue growth (YoY) +142%
Net margin 47.0%
Return on equity 6.5%
Free cash flow $4.7M FY2025
P/E ratio 0.1
More key figures
Operating margin 69.1%
EPS (TTM) $0.1500
EPS growth (YoY) -38.7%
Net cash $9.6M FY2025

Figures from reported company fundamentals · as of Jun 11, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 76/100

Of which business quality 69 · Market factors (momentum, volatility) 69

Profitability 37
Margins and returns on capital today
Quality Growth 60
Are margins and returns improving?
Cashflow 77
Earnings quality: real cash, not paper profit
Fin. Strength 64
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 95
Calm price path (market factor)
Momentum 51
Price trend over the last 3–12 months (market factor)
52W Momentum 71
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Life Settlement Assets PLC, a closed-ended investment trust company, invests in and manages portfolios of whole and fractional interests in life settlement policies issued by life insurance companies operating primarily in the United States. The company was incorporated in 2017 and is based in Teignmouth, the United Kingdom.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Life Settlement Assets PLC reported revenue of $16.2M in FY2025 versus $21.0M in FY2021, a compound −6.2%/yr. Reported net income was $6.9M in FY2025, compounding −17.0%/yr from FY2021.

Growth Quality 86/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
$16.2M
Latest YoY
+264.1%
Avg. growth/yr (3Y)
+34.6%
Avg. growth/yr (7Y)
+42.6%
Revenue −6.2%/yr
FY21 $21.0M
FY22 $6.7M
FY23 $8.8M
FY24 $4.5M
FY25 $16.2M
Net income −17.0%/yr
FY21 $14.4M
FY22 $599K
FY23 $4.3M
FY24 $660K
FY25 $6.9M

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Cite: Fair Value Calculator (2026). "Life Settlement Assets PLC Fair Value". https://www.fairvalue-calculator.com/stock/LSAA

Peer Group

Asset Management · 973 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 75 · Top 25%
Fair Value upside +123% · Top 25%
Return on equity (TTM) 7% · Above median
Return on assets 5% · Above median
Net margin (TTM) 47% · Above median
Operating margin (TTM) 69% · Above median
Revenue growth 142% · Top 25%
Dividend yield (TTM) 0.0% · Bottom 25%

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 0.1× · Cheaper than 75% of peers
P/FCF 1,600.5× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 37
FUTURE 100 · sector 6
PAST 26 · sector 26
HEALTH 0 · sector 95
DIVIDEND 0 · sector 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jun 11, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Life Settlement Assets PLC (LSAA) overvalued or undervalued?
As of Jun 11, 2026, our model estimates a fair value of $0.0400 versus a price of $0.0180, about +122% (undervalued).
What is the fair value of LSAA?
Our model-based fair value for Life Settlement Assets PLC is $0.0400 (as of Jun 11, 2026), built from audited fundamentals. The current price is $0.0180.
What is the quality score of LSAA?
Life Settlement Assets PLC has a Quality Score of 76/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Life Settlement Assets PLC (LSAA)?
Life Settlement Assets PLC reported trailing-twelve-month revenue of about $14.6M (latest available figure, as of Jun 11, 2026).
What is the net profit margin of LSAA?
The net profit margin of Life Settlement Assets PLC is about 47.0%, meaning it keeps roughly 47.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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