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Smartgroup Corporation (STGXF) Fair Value & Analysis

Industrials · US · Market cap $804M

SC Smartgroup Corporation logo Smartgroup Corporation STGXF · US
Price$5.82
Fair Value$8.43
Upside+44.9%
Quality70/100
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Evidence: High Range $6.32 – $10.54 📤 Share as image

Fair value as of: Jul 19, 2026

From 26 valuation models · updated 4 days ago

Fair value updated Jul 19, 2026, revised from $8.32 to $8.43 (+1.3%) since Jun 24, 2026.

Price vs Fair Value (12 months)

$5.96 $5.58 Fair Value $8.43 Jul 2025 Jul 2026

12‑month range $5.58 – $5.96 · fair‑value band $6.32 – $10.54 · the $5.82 price screens below the $8.43 fair value. As of Jul 19, 2026.

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Analysis

Smartgroup Corporation (STGXF) currently trades at $5.82, while our model-based Fair Value estimate is $8.43, implying the stock looks roughly 44.9% undervalued today. We read business quality at 70/100 (solid quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Smartgroup Corporation generated revenue of $329M at a net margin of 24.1%. Revenue grew 8.2% year over year. It earns a return on equity of 29.7%. The balance sheet holds a net cash position of $215M. Fundamentals as of Jul 19, 2026

Our scenario range runs from $6.32 (bear case) to $10.54 (bull case); at $5.82, the current price sits below that range. The share trades about 6% below its 52-week high and 4% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at -13% fair-value upside, at 45%, STGXF screens cheaper than that median.

Key figures & financial health

Revenue (TTM) $329M
Revenue growth (YoY) +8.2%
Net margin 24.1%
Return on equity 29.7%
Free cash flow $110M FY2025
P/E ratio 9.1
More key figures
Operating margin 37.2%
EPS (TTM) $0.6400
Dividend yield 7.0%
Net cash $215M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 19, 2026. TTM = trailing twelve months.

About the company

Smartgroup Corporation Ltd provides employee management services in Australia. It offers Employee benefits, such as outsourced salary packaging services and novated leasing services. Its also provides end-to-end fleet management services. Additionally, it offers salary packaging software solutions and markets salary packaging debit cards. It serves not-for-profit organizations, healthcare providers, education providers, government sector, and corporate organizations. The company was founded in 1999 and is headquartered in Sydney, Australia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Smartgroup Corporation reported revenue of $329M in FY2025 versus $222M in FY2021, a compound +10.4%/yr. Reported net income was $79.4M in FY2025, compounding +7.8%/yr from FY2021.

Revenue +10.4%/yr
FY21 $222M
FY22 $225M
FY23 $252M
FY24 $306M
FY25 $329M
Net income +7.8%/yr
FY21 $58.8M
FY22 $58.8M
FY23 $61.9M
FY24 $75.6M
FY25 $79.4M

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Cite: Fair Value Calculator (2026). "Smartgroup Corporation Fair Value". https://www.fairvalue-calculator.com/stock/STGXF

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Frequently asked questions

Is Smartgroup Corporation (STGXF) undervalued?
As of Jul 19, 2026, our model estimates a fair value of $8.43 versus a price of $5.82, about +45% (undervalued). Model-based estimate, not financial advice.
What is the fair value of STGXF?
Our model-based fair value for Smartgroup Corporation is $8.43 (as of Jul 19, 2026), built from audited fundamentals. The current price is $5.82.
What is the quality score of STGXF?
Smartgroup Corporation has a Quality Score of 70/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Smartgroup Corporation (STGXF)?
Smartgroup Corporation reported trailing-twelve-month revenue of about $329M (latest available figure, as of Jul 19, 2026).
What is the net profit margin of STGXF?
The net profit margin of Smartgroup Corporation is about 24.1%, meaning it keeps roughly 24.1% of revenue as net income. Based on the latest reported figures.
Does Smartgroup Corporation pay a dividend?
Smartgroup Corporation currently shows a dividend yield of about 7.04% relative to its recent price (as of Jul 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.