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The Investment Trust of India Limited (THEINVEST) Fair Value & Analysis

Financial Services · IN · Market cap ₹5.3B

TI The Investment Trust of India Limited THEINVEST · NSE
Price₹98.69
Fair Value₹97.89
Upside-0.8%
Quality48/100
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Evidence: High Range ₹73.42 – ₹122.37

Fair value as of: Jul 3, 2026

From 17 valuation models · updated today

Share price +1.1% over the past month.

Price vs Fair Value (12 months)

₹174.40 ₹91.15 Fair Value ₹97.89 Jul 2025 Jul 2026

12‑month range ₹91.15 – ₹174.40 · fair‑value band ₹73.42 – ₹122.37 · the ₹98.69 price screens above the ₹97.89 fair value. As of Jul 3, 2026.

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Analysis

The Investment Trust of India Limited (THEINVEST) currently trades at ₹98.69, while our model-based Fair Value estimate is ₹97.89 — implying the stock looks roughly 0.8% overvalued today. We read business quality at 48/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, The Investment Trust of India Limited generated revenue of ₹2.6B at a net margin of 11.4%. Revenue declined 19.9% year over year. It earns a return on equity of 4.7%. The balance sheet holds a net cash position of ₹1.7B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹2.6B
Revenue growth (YoY) -19.9%
Net margin 11.4%
Return on equity 4.7%
Free cash flow −₹1.9B FY2026
P/E ratio 17.7
More key figures
Operating margin 0.3%
EPS (TTM) ₹5.76
EPS growth (YoY) +7.3%
Net cash ₹1.7B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

The Investment Trust of India Limited, together with its subsidiaries, provides investment banking and corporate finance activities in India. The company operates through Broking and Related Services; Investment and Advisory Services; Trading Activities; Asset Management Activities; and Financing Activities segments. It provides 3-wheeler and commercial vehicle finance, gold loan, micro business loan, personal loan for students and faculty, and educational institutional loan, as well as KapitalTech-SME finance; investment solutions, including debt securities-ITI gilts, growth opportunity funds for entrepreneurs, and ITI long short equity funds. It also offers equity, debt, and hybrid mutual funds; broking solutions comprising buying or selling of securities for institutional investors. In addition, it provides services related to capital markets, such as IPO, rights and GDR issues, and buyback, as well as corporate and start-up advisory services. Further, it offfers lending, …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

The Investment Trust of India Limited reported revenue of ₹3.0B in FY2026 versus ₹3.1B in FY2022, a compound −0.6%/yr. Reported net income was ₹301M in FY2026, compounding +108.9%/yr from FY2022.

Revenue −0.6%/yr
FY22 ₹3.1B
FY23 ₹2.9B
FY24 ₹2.7B
FY25 ₹3.4B
FY26 ₹3.0B
Net income +108.9%/yr
FY22 ₹15.8M
FY23 ₹115M
FY24 ₹186M
FY25 ₹425M
FY26 ₹301M

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Frequently asked questions

Is The Investment Trust of India Limited (THEINVEST) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹97.89 versus a price of ₹98.69 — about −1% (overvalued). Model-based estimate, not financial advice.
What is the fair value of THEINVEST?
Our model-based fair value for The Investment Trust of India Limited is ₹97.89 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹98.69.
What is the quality score of THEINVEST?
The Investment Trust of India Limited has a Quality Score of 48/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of The Investment Trust of India Limited (THEINVEST)?
The Investment Trust of India Limited reported trailing-twelve-month revenue of about ₹2.6B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of THEINVEST?
The net profit margin of The Investment Trust of India Limited is about 11.4%, meaning it keeps roughly 11.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.