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WSB Financial Group (WSFGQ) Fair Value & Analysis

Financial Services · US · Market cap $11.2K

WF WSB Financial Group logo WSB Financial Group WSFGQ · US
Price$0.0001
Fair Value$0.0001
Upside+0.0%
Quality29/100
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Evidence: Low Range $0.0001 – $0.0001

Fair value as of: Jun 26, 2026

From 1 valuation models · updated 7 days ago

Price vs Fair Value (12 months)

$0.0001 $0.0001 Fair Value $0.0001 Jul 2025 Jul 2026

12‑month range $0.0001 – $0.0001 · the $0.0001 price screens below the $0.0001 fair value. As of Jun 26, 2026.

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Analysis

WSB Financial Group (WSFGQ) currently trades at $0.0001, while our model-based Fair Value estimate is $0.0001 — implying the stock looks roughly 0.0% undervalued today. We read business quality at 29/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

It earns a return on equity of -80.6%. The balance sheet holds a net cash position of $37.8M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) −$12.7M
Return on equity -80.6%
Free cash flow −$10.7M FY2008
Operating margin 164%
EPS (TTM) $-0.2900
Net cash $37.8M FY2008

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

WSB Financial Group, Inc. operates as the holding company for Westsound Bank that offers various commercial banking services to real estate developers, contractors, small to medium-sized businesses, individuals, professionals, and professional firms in Washington. The bank primarily generates deposits and originates loans. The bank's deposit products include interest bearing and noninterest bearing demand deposits, money market accounts, savings deposits, and certificates of deposit. The bank's lending activities comprise commercial and residential real estate loans, construction and land development loans, commercial and industrial loans, and consumer loans. It also offers courier, telephone and Internet banking, automatic teller machines, and real estate services, as well as cashier's checks, money orders, debit/credit cards, wire transfers, and safe deposit services. The bank was founded in 1999 and is headquartered in Bremerton, Washington.

Revenue & earnings trend

FY2004 – FY2008 · reported fiscal years

WSB Financial Group reported revenue of $21.2M in FY2008 versus $10.7M in FY2004, a compound +18.5%/yr. Reported net income was −$32.7M in FY2008.

Revenue +18.5%/yr
FY04 $10.7M
FY05 $20.9M
FY06 $33.0M
FY07 $41.9M
FY08 $21.2M
Net income
FY04 $1.3M
FY05 $2.4M
FY06 $3.9M
FY07 −$5.2M
FY08 −$32.7M

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Frequently asked questions

Is WSB Financial Group (WSFGQ) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $0.0001 versus a price of $0.0001 — about +0% (undervalued). Model-based estimate, not financial advice.
What is the fair value of WSFGQ?
Our model-based fair value for WSB Financial Group is $0.0001 (as of Jun 26, 2026), built from audited fundamentals. The current price is $0.0001.
What is the quality score of WSFGQ?
WSB Financial Group has a Quality Score of 29/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the net profit margin of WSFGQ?
The net profit margin of WSB Financial Group is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.