Zions Bancorporation, National Association (Z1IO34) Fair Value & Analysis

Financial Services · BR · Market cap R$45.2B

PriceR$307.52

Fair ValueR$109.90

Upside-64.3%

Quality91/100

Evidence: High Range R$79.89 – R$151.56

Analysis

Zions Bancorporation, National Association (Z1IO34) currently trades at R$307.52, while our model-based Fair Value estimate is R$109.90 — implying the stock looks roughly 64.3% overvalued today. We read business quality at 91/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal…

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How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.