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3i Infotech Limited (532628) Fair Value & Analysis

Technology · IN · Market cap ₹5.0B

3I 3i Infotech Limited 532628 · BSE
Price₹17.78
Fair Value₹2.33
Upside-86.9%
Quality59/100
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Evidence: High Range ₹1.78 – ₹3.11

Fair value as of: Jul 4, 2026

From 21 valuation models · updated today

Share price +3.4% over the past month.

Price vs Fair Value (12 months)

₹24.41 ₹12.74 Fair Value ₹2.33 Jun 2025 Jul 2026

12‑month range ₹12.74 – ₹24.41 · fair‑value band ₹1.78 – ₹3.11 · the ₹17.78 price screens above the ₹2.33 fair value. As of Jul 4, 2026.

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Analysis

3i Infotech Limited (532628) currently trades at ₹17.78, while our model-based Fair Value estimate is ₹2.33 — implying the stock looks roughly 86.9% overvalued today. We read business quality at 59/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, 3i Infotech Limited generated revenue of ₹10.6B at a net margin of 7.4%. Revenue declined 15.3% year over year. It earns a return on equity of 20.6%. The stock trades on a trailing P/E of 6.5. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) ₹10.6B
Revenue growth (YoY) -15.3%
Net margin 7.4%
Return on equity 20.6%
P/E ratio 6.5
Operating margin 15.0%
More key figures
EPS (TTM) ₹0.4990
EPS growth (YoY) +12.5%

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

3i Infotech Limited provides IP based software solutions and information technology services in India and internationally. The company offers Kastle Universal Lending System, a centralized database and browser based application to integrate and streamline the loan processing cycle; Kastle Treasury, a treasury management solution; Kastle Core Banking that provides various banking operations for commercial and consumer banking; Kastle Transaction Banking that enables cash and securities movement in the global financial system; Factor/SQL, a factoring software solution; Kastle Integrated Risk Management solution; AMLOCK, an anti-money laundering, and financial crime detection and management solution; Kastle Digital Banking solutions suite to cater the trends of banking and lending practices; and Kastle Business Intelligence, an enterprise analytics platform. It also provides general, life, and health insurance products under the PREMIA brand name; PREMIA Blogs; MFund Plus Suite, an …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

3i Infotech Limited reported revenue of ₹7.3B in FY2025 versus ₹6.1B in FY2021, a compound +4.5%/yr. Reported net income was ₹254M in FY2025, compounding −49.5%/yr from FY2021.

Revenue +4.5%/yr
FY21 ₹6.1B
FY22 ₹6.8B
FY23 ₹7.3B
FY24 ₹8.1B
FY25 ₹7.3B
Net income −49.5%/yr
FY21 ₹3.9B
FY22 −₹575M
FY23 ₹13.7M
FY24 −₹3.1B
FY25 ₹254M

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6 more Information Technology Services stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).

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Frequently asked questions

Is 3i Infotech Limited (532628) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹2.33 versus a price of ₹17.78 — about −87% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 532628?
Our model-based fair value for 3i Infotech Limited is ₹2.33 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹17.78.
What is the quality score of 532628?
3i Infotech Limited has a Quality Score of 59/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of 3i Infotech Limited (532628)?
3i Infotech Limited reported trailing-twelve-month revenue of about ₹10.6B (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 532628?
The net profit margin of 3i Infotech Limited is about 7.4%, meaning it keeps roughly 7.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.