Change Financial Limited (CCA) Fair Value & Analysis
Technology · AU · Market cap A$49.7M
Fair value as of: Jun 26, 2026
From 15 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from A$0.0400 to A$0.0328 (−18.1%) since Jun 24, 2026. Share price +14.3% over the past month.
Price vs Fair Value (12 months)
12‑month range A$0.0605 – A$0.1024 · fair‑value band A$0.0250 – A$0.0328 · the A$0.0780 price screens above the A$0.0328 fair value. As of Jun 26, 2026.
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Change Financial Limited (CCA) currently trades at A$0.0780, while our model-based Fair Value estimate is A$0.0328 — implying the stock looks roughly 58.0% overvalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Change Financial Limited generated revenue of A$17.2M at a net margin of 2.3%. Revenue grew 30.0% year over year. It earns a return on equity of 9.6%. The balance sheet holds a net cash position of A$3.5M. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Change Financial Limited develops and commercializes payments management platform and payment testing solutions in South East Asia, Oceania, Latin America, the United States, and internationally. It offers Vertexon Payments as a Service (PaaS), a physical, digital, and virtual card issuing and transaction processing platform; and PaySim, a payment testing and certification solution. The company was formerly known as ChimpChange Limited and changed its name to Change Financial Limited in July 2017. Change Financial Limited was incorporated in 2011 and is based in Brisbane, Australia.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Change Financial Limited reported revenue of A$15.0M in FY2025 versus A$6.3M in FY2021, a compound +24.2%/yr. Reported net income was −A$1.9M in FY2025.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.