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STOCK COMPARISON

Federal Home Loan Mortgage Corp Pref Perpetual vs India Shelter Finance Corporation: Fair Value & Quality

Both stocks run through our valuation models. Here is how Federal Home Loan Mortgage Corp Pref Perpetual (FMCCT) and India Shelter Finance Corporation (INDIASHLTR) compare, as of Oct 2, 2026.

As of Oct 2, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref Perpetual as the more attractively valued of the two: Federal Home Loan Mortgage Corp Pref Perpetual trades at $11.00 versus a fair value of $24.00 (+118.2%), while India Shelter Finance Corporation trades at ₹646 versus ₹300 (−53.6%).
Federal Home Loan Mortgage Corp Pref Perpetual
FMCCT · USD · Financials
+118.2%
upside to fair value
undervalued
Price$11.00
Fair Value$24.00
Quality53/100
India Shelter Finance Corporation
INDIASHLTR.NSE · INR · Financials
−53.6%
upside to fair value
overvalued
Price₹646
Fair Value₹300
Quality60/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Federal Home Loan Mortgage Corp Pref PerpetualIndia Shelter Finance Corporation
Valuation
197.8×P/E (TTM)13.6×
n/aP/S (TTM)6.44×
Negative equityP/B2.21×
n/aEV/EBITDA19.7×
+118.2%Fair value upside−53.6%
n/aDividend yield1.5%
n/aDividend per share₹10.00
Profitability
69.5%Operating margin62.2%
n/aEBIT margin trend (5Y)1.53×
Negative equityReturn on equity17.0%
0.4%Return on assets5.8%
Growth
33.9%Revenue growth (YoY)21.8%
92.6%Avg. growth/yr (3Y)45.5%
43.0%Avg. growth/yr (5Y)41.9%
+7.9%Value creation/yr+42.9%
Balance & size
n/aInterest coverage (EBIT/interest)221.7×
Negative equityDebt / equity1.95×
n/aMarket cap$734M
mixedGrowth qualityhealthy

Even match: 4 to 4 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Federal Home Loan Mortgage Corp Pref Perpetualof which business quality 49 · market factors 9 India Shelter Finance Corporationof which business quality 57 · market factors 33
ProfitabilityMargins and returns on capital today
36
45
Quality GrowthAre margins and returns improving?
29
64
CashflowEarnings quality: real cash, not paper profit
97
87
Fin. StrengthBalance sheet, leverage, solvency risk
0
37
InvestmentDisciplined investing over empire-building
62
33
Low VolatilityCalm price path (market factor)
24
81
MomentumPrice trend over the last 3–12 months (market factor)
4
17
52W MomentumDistance to the 52-week high (market factor)
1
6
Net IssuanceShare count: buybacks or dilution?
82
73

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyFederal Home Loan Mortgage Corp Pref PerpetualPrice $11.00India Shelter Finance CorporationPrice ₹646
DCF Modelsn/a+1.1%close to the price₹653
Earnings-Based+1,148.0%above the price$137+194.1%above the price₹1,899
Dividend Discountn/a−89.7%below the price₹66.20
Multiples+235.9%above the price$36.95−21.9%below the price₹505
Asset-Based+33.1%above the price$14.64−69.6%below the price₹196
Growth DCFn/a−42.3%below the price₹373
Economic Profit+168.5%above the price$29.54−44.0%below the price₹361
Minimum+33.1%above the price$14.64−89.7%below the price₹66.20
Maximum+1,148.0%above the price$137+194.1%above the price₹1,899
Median+202.2%above the price$33.25−42.3%below the price₹373
Geometric mean+249.9%above the price$38.49−41.5%below the price₹378

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Federal Home Loan Mortgage Corp Pref Perpetual: 0 of 6 models see the stock below the current price.

India Shelter Finance Corporation: 9 of 13 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Federal Home Loan Mortgage Corp Pref Perpetual
Price $11.00
Fair Value $24.00
Bear $19.31Bull $35.07
India Shelter Finance Corporation
Price ₹646
Fair Value ₹300
Bear ₹257Bull ₹735

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Federal Home Loan Mortgage Corp Pref Perpetual · Financials

Quality score53 · below median
Fair value upside+118.2% · Top 25%

India Shelter Finance Corporation · Financials

Quality score60 · above median
Fair value upside−53.6% · bottom 25%

Bottom line

As of Oct 2, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref Perpetual as the more attractively valued of the two: Federal Home Loan Mortgage Corp Pref Perpetual trades at $11.00 versus a fair value of $24.00 (+118.2%), while India Shelter Finance Corporation trades at ₹646 versus ₹300 (−53.6%).

India Shelter Finance Corporation has the higher quality score (60/100).

Open Federal Home Loan Mortgage Corp Pref Perpetual live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.