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STOCK COMPARISON

Federal Home Loan Mortgage Corp Pref 5 vs Gowra Leasing & Finance: Fair Value & Quality

Both stocks run through our valuation models. Here is how Federal Home Loan Mortgage Corp Pref 5 (FMCKK) and Gowra Leasing & Finance (GOWRALE) compare, as of Oct 3, 2026.

As of Oct 3, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref 5 as the more attractively valued of the two: Federal Home Loan Mortgage Corp Pref 5 trades at $9.78 versus a fair value of $21.56 (+120.4%), while Gowra Leasing & Finance trades at ₹91.00 versus ₹58.85 (−35.3%).
Federal Home Loan Mortgage Corp Pref 5
FMCKK · USD · Financials
+120.4%
upside to fair value
undervalued
Price$9.78
Fair Value$21.56
Quality51/100
Gowra Leasing & Finance
GOWRALE.BSE · INR · Financials
−35.3%
upside to fair value
overvalued
Price₹91.00
Fair Value₹58.85
Quality36/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Federal Home Loan Mortgage Corp Pref 5Gowra Leasing & Finance
Valuation
n/aP/E (TTM)9.6×
n/aP/S (TTM)7.93×
n/aP/B1.05×
n/aEV/EBITDA89.9×
+120.4%Fair value upside−35.3%
Profitability
0.0%Operating margin93.5%
n/aEBIT margin trend (5Y)0.95×
n/aReturn on equity11.5%
0.0%Return on assets8.2%
Growth
0.0%Revenue growth (YoY)-5.4%
92.6%Avg. growth/yr (3Y)92.2%
6.9%Avg. growth/yr (5Y)51.9%
+7.9%Value creation/yr+25.0%
Balance & size
n/aInterest coverage (EBIT/interest)2,353.4×
47.84×Debt / equity0.26×
n/aMarket cap$7M
mixedGrowth qualityexpensive

Gowra Leasing & Finance leads: 3 to 5 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Federal Home Loan Mortgage Corp Pref 5of which business quality 49 · market factors 15 Gowra Leasing & Financeof which business quality 34 · market factors 40
ProfitabilityMargins and returns on capital today
36
41
Quality GrowthAre margins and returns improving?
29
49
CashflowEarnings quality: real cash, not paper profit
97
0
Fin. StrengthBalance sheet, leverage, solvency risk
0
72
InvestmentDisciplined investing over empire-building
62
33
Low VolatilityCalm price path (market factor)
45
52
MomentumPrice trend over the last 3–12 months (market factor)
4
44
52W MomentumDistance to the 52-week high (market factor)
0
22
Net IssuanceShare count: buybacks or dilution?
82
0

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyFederal Home Loan Mortgage Corp Pref 5Price $9.78Gowra Leasing & FinancePrice ₹91.00
DCF Modelsn/a+145.9%above the price₹224
Earnings-Basedn/a+239.3%above the price₹309
Multiples+165.8%above the price$26.00+20.4%above the price₹110
Asset-Based+5.3%close to the price$10.30−36.0%below the price₹58.28
Economic Profit+111.1%above the price$20.65−14.1%close to the price₹78.18
Minimum+5.3%close to the price$10.30−36.0%below the price₹58.28
Maximum+165.8%above the price$26.00+239.3%above the price₹309
Median+111.1%above the price$20.65+20.4%above the price₹110
Geometric mean+80.8%above the price$17.68+40.8%above the price₹128

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Federal Home Loan Mortgage Corp Pref 5: 0 of 4 models see the stock below the current price.

Gowra Leasing & Finance: 2 of 7 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Federal Home Loan Mortgage Corp Pref 5
Price $9.78
Fair Value $21.56
Bear $16.31Bull $33.73
Gowra Leasing & Finance
Price ₹91.00
Fair Value ₹58.85
Bear ₹56.48Bull ₹103

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Federal Home Loan Mortgage Corp Pref 5 · Financials

Quality score51 · below median
Fair value upside+120.4% · Top 25%

Gowra Leasing & Finance · Financials

Quality score36 · bottom 25%
Fair value upside−35.3% · below median

Bottom line

As of Oct 3, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref 5 as the more attractively valued of the two: Federal Home Loan Mortgage Corp Pref 5 trades at $9.78 versus a fair value of $21.56 (+120.4%), while Gowra Leasing & Finance trades at ₹91.00 versus ₹58.85 (−35.3%).

Federal Home Loan Mortgage Corp Pref 5 has the higher quality score (51/100).

Open Federal Home Loan Mortgage Corp Pref 5 live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.