0222 (0222) Fair Value & Analysis

Financial Services · Market cap HK$2.1B

0 0222 0222 · HK

PriceHK$3.50

Fair ValueHK$2.60

Upside-25.7%

Quality69/100

Evidence: High Range HK$1.95 – HK$3.25

Fair value as of: Jul 1, 2026

From 26 valuation models · updated today

Share price +52.6% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$1.69 – HK$3.57 · fair‑value band HK$1.95 – HK$3.25 · the HK$3.50 price screens above the HK$2.60 fair value. As of Jul 1, 2026.

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Analysis

0222 (0222) currently trades at HK$3.50, while our model-based Fair Value estimate is HK$2.60 — implying the stock looks roughly 25.7% overvalued today. We read business quality at 69/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, 0222 generated revenue of HK$275M at a net margin of 43.5%. Revenue grew 7.8% year over year. It earns a return on equity of 1.5%. Net debt stands at HK$143M. Fundamentals as of Jul 1, 2026

Key figures & financial health

Revenue (TTM) HK$275M

Revenue growth (YoY) +7.8%

Net margin 43.5%

Return on equity 1.5%

Free cash flow HK$56.7M FY2025

P/E ratio 17.5

More key figures

Operating margin 32.6%

EPS (TTM) HK$0.1100

Dividend yield 2.3%

EPS growth (YoY) +0.6%

Net debt HK$143M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 1, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

0222 reported revenue of HK$259M in FY2025 versus HK$233M in FY2021, a compound +2.7%/yr. Reported net income was HK$120M in FY2025, compounding −29.9%/yr from FY2021.

Revenue +2.7%/yr

FY21 HK$233M

FY22 HK$263M

FY23 HK$244M

FY24 HK$236M

FY25 HK$259M

Net income −29.9%/yr

FY21 HK$496M

FY22 HK$457M

FY23 HK$39.4M

FY24 HK$87.7M

FY25 HK$120M

Is 0222 fairly valued? → Check now

Similar stocks

6 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jul 1, 2026).

Stock	Price	Fair Value	vs Fair Value
Chubb Limited C1BL34	R$419.60	R$421.12	+0%
The Progressive Corporation PGR	$204.20	$316.22	+55%
Tokio Marine Holdings TKOMF	$42.16	$41.60	-1%
The Travelers Companies, Inc TRV	5,323 MXN	5,965 MXN	+12%
The Allstate Corporation ALL	$210.84	$421.68	+100%
PICC Property and Casualty Company PPCCY	$48.70	$64.67	+33%

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Frequently asked questions

Is 0222 (0222) undervalued?

As of Jul 1, 2026, our model estimates a fair value of HK$2.60 versus a price of HK$3.50 — about −26% (overvalued). Model-based estimate, not financial advice.

What is the fair value of 0222?

Our model-based fair value for 0222 is HK$2.60 (as of Jul 1, 2026), built from audited fundamentals. The current price is HK$3.50.

What is the quality score of 0222?

0222 has a Quality Score of 69/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 0222 (0222)?

0222 reported trailing-twelve-month revenue of about HK$275M (latest available figure, as of Jul 1, 2026).

What is the net profit margin of 0222?

The net profit margin of 0222 is about 43.5%, meaning it keeps roughly 43.5% of revenue as net income. Based on the latest reported figures.

Does 0222 pay a dividend?

0222 currently shows a dividend yield of about 2.29% relative to its recent price (as of Jul 1, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.