1216 (1216) Fair Value & Analysis

Financial Services · Market cap HK$10.2B

1 1216 1216 · HK

PriceHK$0.2800

Fair ValueHK$0.5600

Upside+100.0%

Quality50/100

Evidence: High Range HK$0.4200 – HK$0.6960

Fair value as of: Jul 2, 2026

From 24 valuation models · updated today

Share price −12.5% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.2800 – HK$0.4300 · fair‑value band HK$0.4200 – HK$0.6960 · the HK$0.2800 price screens below the HK$0.5600 fair value. As of Jul 2, 2026.

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Analysis

1216 (1216) currently trades at HK$0.2800, while our model-based Fair Value estimate is HK$0.5600 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1216 generated revenue of HK$12.8B at a net margin of 28.1%. Revenue grew 1.8% year over year. It earns a return on equity of 3.6%. Net debt stands at HK$273B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$12.8B

Revenue growth (YoY) +1.8%

Net margin 28.1%

Return on equity 3.6%

Free cash flow HK$9.9B FY2025

P/E ratio 3.1

More key figures

Operating margin 11.9%

EPS (TTM) HK$0.0500

EPS growth (YoY) +17.9%

Net debt HK$273B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

1216 reported revenue of HK$39.3B in FY2025 versus HK$11.6B in FY2021, a compound +35.5%/yr. Reported net income was HK$3.5B in FY2025, compounding −0.5%/yr from FY2021.

Revenue +35.5%/yr

FY21 HK$11.6B

FY22 HK$14.4B

FY23 HK$13.6B

FY24 HK$18.8B

FY25 HK$39.3B

Net income −0.5%/yr

FY21 HK$3.6B

FY22 HK$2.8B

FY23 HK$3.2B

FY24 HK$3.4B

FY25 HK$3.5B

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹786.40	₹1,389	+77%
PT Bank Central Asia Tbk BBCA	5,650 IDR	5,671 IDR	+0%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,590 IDR	5,180 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	171,600 KRW	165,579 KRW	-4%
PT Bank Mandiri (Persero) Tbk BMRI	4,220 IDR	8,440 IDR	+100%

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Frequently asked questions

Is 1216 (1216) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$0.5600 versus a price of HK$0.2800 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1216?

Our model-based fair value for 1216 is HK$0.5600 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.2800.

What is the quality score of 1216?

1216 has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1216 (1216)?

1216 reported trailing-twelve-month revenue of about HK$12.8B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1216?

The net profit margin of 1216 is about 28.1%, meaning it keeps roughly 28.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.