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GSB Finance Limited (511543) Fair Value & Analysis

Financial · IN · Market cap ₹34.4M

GF GSB Finance Limited 511543 · BSE
Price₹31.86
Fair Value₹4.89
Upside-84.7%
Quality51/100
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Evidence: Medium Range ₹2.79 – ₹8.27

Fair value as of: Jul 4, 2026

From 13 valuation models · updated today

Share price −1.1% over the past month.

Price vs Fair Value (12 months)

₹48.16 ₹26.11 Fair Value ₹4.89 Jul 2025 Jul 2026

12‑month range ₹26.11 – ₹48.16 · fair‑value band ₹2.79 – ₹8.27 · the ₹31.86 price screens above the ₹4.89 fair value. As of Jul 4, 2026.

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Analysis

GSB Finance Limited (511543) currently trades at ₹31.86, while our model-based Fair Value estimate is ₹4.89 — implying the stock looks roughly 84.7% overvalued today. We read business quality at 51/100 (solid quality), in the Financial sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, GSB Finance Limited generated revenue of ₹18.2M at a net margin of -0.5%. Revenue grew 11.4% year over year. Net debt stands at ₹64.2M. The stock trades on a trailing P/E of 5.0. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) ₹18.2M
Revenue growth (YoY) +11.4%
Net margin -0.5%
Free cash flow ₹934K FY2026
P/E ratio 5.0
Operating margin 19.1%
More key figures
EPS (TTM) ₹1.35
Dividend yield 2.7%
Net debt ₹64.2M FY2023

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

GSB Finance Limited provides financial services in India. It invests and trades in shares. The company was formerly known as Ravi Cement Ltd and changed its name to GSB Finance Limited in August 1993. GSB Finance Limited was incorporated in 1982 and is based in Mumbai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

GSB Finance Limited reported revenue of ₹12.2M in FY2026 versus ₹12.3M in FY2022, a compound −0.2%/yr. Reported net income was −₹3.1M in FY2026.

Revenue −0.2%/yr
FY22 ₹12.3M
FY23 ₹13.4M
FY24 ₹12.9M
FY25 ₹13.3M
FY26 ₹12.2M
Net income
FY22 ₹2.5M
FY23 ₹737K
FY24 ₹12.6M
FY25 ₹7.2M
FY26 −₹3.1M

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Frequently asked questions

Is GSB Finance Limited (511543) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹4.89 versus a price of ₹31.86 — about −85% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 511543?
Our model-based fair value for GSB Finance Limited is ₹4.89 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹31.86.
What is the quality score of 511543?
GSB Finance Limited has a Quality Score of 51/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of GSB Finance Limited (511543)?
GSB Finance Limited reported trailing-twelve-month revenue of about ₹18.2M (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 511543?
The net profit margin of GSB Finance Limited is about -0.5%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does GSB Finance Limited pay a dividend?
GSB Finance Limited currently shows a dividend yield of about 2.68% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.