6196 (6196) Fair Value & Analysis

Financial Services · Market cap HK$7.8B

6 6196 6196 · HK

PriceHK$0.8500

Fair ValueHK$1.70

Upside+100.0%

Quality51/100

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Evidence: High Range HK$1.28 – HK$2.13

Fair value as of: Jul 2, 2026

From 26 valuation models · updated today

Share price −13.3% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.8400 – HK$1.44 · fair‑value band HK$1.28 – HK$2.13 · the HK$0.8500 price screens below the HK$1.70 fair value. As of Jul 2, 2026.

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Analysis

6196 (6196) currently trades at HK$0.8500, while our model-based Fair Value estimate is HK$1.70 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 51/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 6196 generated revenue of HK$5.6B at a net margin of 34.7%. Revenue declined 1.8% year over year. It earns a return on equity of 3.5%. Net debt stands at HK$186B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$5.6B

Revenue growth (YoY) -1.8%

Net margin 34.7%

Return on equity 3.5%

Free cash flow HK$13.6B FY2025

P/E ratio 4.8

More key figures

Operating margin 69.9%

EPS (TTM) HK$0.1020

EPS growth (YoY) +9.1%

Net debt HK$186B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

6196 reported revenue of HK$23.8B in FY2025 versus HK$25.5B in FY2021, a compound −1.7%/yr. Reported net income was HK$1.9B in FY2025, compounding −12.5%/yr from FY2021.

Revenue −1.7%/yr

FY21 HK$25.5B

FY22 HK$26.9B

FY23 HK$25.4B

FY24 HK$24.7B

FY25 HK$23.8B

Net income −12.5%/yr

FY21 HK$3.2B

FY22 HK$2.4B

FY23 HK$1.9B

FY24 HK$1.9B

FY25 HK$1.9B

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹747.05	₹894.11	+20%
PT Bank Central Asia Tbk BBCA	6,225 IDR	6,617 IDR	+6%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,880 IDR	5,760 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	154,000 KRW	172,992 KRW	+12%
PT Bank Mandiri (Persero) Tbk BMRI	3,710 IDR	7,420 IDR	+100%

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Frequently asked questions

Is 6196 (6196) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$1.70 versus a price of HK$0.8500 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 6196?

Our model-based fair value for 6196 is HK$1.70 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.8500.

What is the quality score of 6196?

6196 has a Quality Score of 51/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 6196 (6196)?

6196 reported trailing-twelve-month revenue of about HK$5.6B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 6196?

The net profit margin of 6196 is about 34.7%, meaning it keeps roughly 34.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.