AVIVA (AVIVA) Fair Value & Analysis

IN · Market cap ₹2.0B

A AVIVA AVIVA · BSE

Price₹62.00

Fair Value₹10.06

Upside-83.8%

Quality48/100

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Evidence: Medium Range ₹7.49 – ₹12.63

Fair value as of: Jul 5, 2026

From 14 valuation models · updated today

Share price −0.1% over the past month.

Price vs Fair Value (12 months)

12‑month range ₹47.09 – ₹67.00 · fair‑value band ₹7.49 – ₹12.63 · the ₹62.00 price screens above the ₹10.06 fair value. As of Jul 5, 2026.

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Analysis

AVIVA (AVIVA) currently trades at ₹62.00, while our model-based Fair Value estimate is ₹10.06 — implying the stock looks roughly 83.8% overvalued today. We read business quality at 48/100 (below-average quality). Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, AVIVA generated revenue of ₹818M at a net margin of 2.3%. It earns a return on equity of 4.8%. Net debt stands at ₹7.5M. The stock trades on a trailing P/E of 80.5. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹7.49 (bear case) to ₹12.63 (bull case); at ₹62.00, the current price sits above that range. The share trades about 9% below its 52-week high and 32% above its 52-week low, currently above its 200-day average.

Key figures & financial health

Revenue (TTM) ₹818M

Revenue growth (YoY) +202,952%

Net margin 2.3%

Return on equity 4.8%

Free cash flow −₹674M FY2025

P/E ratio 80.5

More key figures

Operating margin 2.0%

EPS (TTM) ₹0.7700

Net debt ₹7.5M FY2024

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AVIVA reported revenue of ₹818M in FY2025 versus ₹3.5M in FY2021, a compound +292.4%/yr. Reported net income was ₹18.8M in FY2025, compounding +365.3%/yr from FY2021.

Revenue +292.4%/yr

FY21 ₹3.5M

FY22 ₹6.9M

FY23 ₹5.8M

FY24 ₹320K

FY25 ₹818M

Net income +365.3%/yr

FY21 ₹40.0K

FY22 ₹62.0K

FY23 −₹345K

FY24 −₹865K

FY25 ₹18.8M

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₹10.06 −84%Fair Value
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<a href="https://www.fairvalue-calculator.com/stock/AVIVA" target="_blank" rel="noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">AVIVA · Fair Value</span><br><b style="font-size:20px">₹10.06</b> <span style="color:#e0816f;font-weight:700;font-size:14px">−84%</span></span><span style="font-size:11px;color:#7BB290;font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "AVIVA Fair Value". https://www.fairvalue-calculator.com/stock/AVIVA

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Frequently asked questions

Is AVIVA (AVIVA) undervalued?

As of Jul 5, 2026, our model estimates a fair value of ₹10.06 versus a price of ₹62.00 — about −84% (overvalued). Model-based estimate, not financial advice.

What is the fair value of AVIVA?

Our model-based fair value for AVIVA is ₹10.06 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹62.00.

What is the quality score of AVIVA?

AVIVA has a Quality Score of 48/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of AVIVA (AVIVA)?

AVIVA reported trailing-twelve-month revenue of about ₹818M (latest available figure, as of Jul 5, 2026).

What is the net profit margin of AVIVA?

The net profit margin of AVIVA is about 2.3%, meaning it keeps roughly 2.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.