Commercial Bancgroup, Inc (CBK) Fair Value & Analysis
Financial Services · US · Market cap $430M
Commercial Bancgroup, Inc
CBK · US
Fair value as of: Jun 26, 2026
From 23 valuation models · updated 3 days ago
Share price +13.5% over the past month.
Price vs Fair Value (9 months)
9‑month range $22.89 – $32.13 · fair‑value band $26.47 – $44.12 · the $31.92 price screens below the $35.29 fair value. As of Jun 26, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Commercial Bancgroup, Inc (CBK) currently trades at $31.92, while our model-based Fair Value estimate is $35.29 — implying the stock looks roughly 10.6% undervalued today. We read business quality at 87/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.
Over the trailing twelve months, Commercial Bancgroup, Inc generated revenue of $91.1M at a net margin of 41.8%. Revenue grew 5.3% year over year. It earns a return on equity of 14.6%. Net debt stands at $167M. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in the United States. The company accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit products. It also offers real estate, commercial, and consumer loans, such as installment loans, secured and unsecured personal lines of credit, and overdraft protection lines. In addition, the company provides treasury management services, remote deposit capture, internet and commercial banking, automated teller machines, and other banking services. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. Commercial Bancgroup, Inc. was incorporated in 1975 and is based in Harrogate, Tennessee.
Revenue & earnings trend
FY2023 – FY2025 · reported fiscal years
Commercial Bancgroup, Inc reported revenue of $132M in FY2025 versus $112M in FY2023, a compound +8.3%/yr. Reported net income was $37.2M in FY2025, compounding +10.1%/yr from FY2023.
Open the full interactive analysis →
Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹786.40 | ₹1,389 | +77% |
| PT Bank Central Asia Tbk BBCA | 4,850 IDR | 5,562 IDR | +15% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,590 IDR | 5,180 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| KB Financial Group 105560 | 151,900 KRW | 213,797 KRW | +41% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,260 IDR | 8,520 IDR | +100% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Commercial Bancgroup, Inc (CBK) undervalued?
What is the fair value of CBK?
What is the quality score of CBK?
What is the revenue of Commercial Bancgroup, Inc (CBK)?
What is the net profit margin of CBK?
Does Commercial Bancgroup, Inc pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.