DHARFIN (DHARFIN) Fair Value & Analysis

IN · Market cap ₹74.9M

D DHARFIN DHARFIN · BSE

Price₹15.00

Fair Value₹22.13

Upside+47.5%

Quality58/100

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Evidence: Medium Range ₹16.48 – ₹27.76

Fair value as of: Jul 5, 2026

From 14 valuation models · updated 3 days ago

Share price +42.0% over the past month.

Price vs Fair Value (12 months)

12‑month range ₹8.36 – ₹17.44 · fair‑value band ₹16.48 – ₹27.76 · the ₹15.00 price screens below the ₹22.13 fair value. As of Jul 5, 2026.

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Analysis

DHARFIN (DHARFIN) currently trades at ₹15.00, while our model-based Fair Value estimate is ₹22.13 — implying the stock looks roughly 47.5% undervalued today. We read business quality at 58/100 (solid quality). Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, DHARFIN generated revenue of ₹14.0M at a net margin of 39.7%. Revenue declined 10.4% year over year. It earns a return on equity of 5.7%. Net debt stands at ₹2.2M. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹16.48 (bear case) to ₹27.76 (bull case); at ₹15.00, the current price sits below that range. The share trades about 17% below its 52-week high and 79% above its 52-week low, currently above its 200-day average.

Key figures & financial health

Revenue (TTM) ₹14.0M

Revenue growth (YoY) -10.4%

Net margin 39.7%

Return on equity 5.7%

Free cash flow −₹3.5M FY2026

P/E ratio 13.5

More key figures

Operating margin 26.4%

EPS (TTM) ₹1.11

EPS growth (YoY) -31.6%

Net debt ₹2.2M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

DHARFIN reported revenue of ₹13.1M in FY2026 versus ₹3.9M in FY2022, a compound +35.5%/yr. Reported net income was ₹5.5M in FY2026, compounding +16.3%/yr from FY2022.

Revenue +35.5%/yr

FY22 ₹3.9M

FY23 ₹5.0M

FY24 ₹3.9M

FY25 ₹13.2M

FY26 ₹13.1M

Net income +16.3%/yr

FY22 ₹3.0M

FY23 −₹1.3M

FY24 −₹3.0M

FY25 ₹8.4M

FY26 ₹5.5M

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₹22.13 +48%Fair Value
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<a href="https://www.fairvalue-calculator.com/stock/DHARFIN" target="_blank" rel="noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">DHARFIN · Fair Value</span><br><b style="font-size:20px">₹22.13</b> <span style="color:#7BB290;font-weight:700;font-size:14px">+48%</span></span><span style="font-size:11px;color:#7BB290;font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "DHARFIN Fair Value". https://www.fairvalue-calculator.com/stock/DHARFIN

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Frequently asked questions

Is DHARFIN (DHARFIN) undervalued?

As of Jul 5, 2026, our model estimates a fair value of ₹22.13 versus a price of ₹15.00 — about +48% (undervalued). Model-based estimate, not financial advice.

What is the fair value of DHARFIN?

Our model-based fair value for DHARFIN is ₹22.13 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹15.00.

What is the quality score of DHARFIN?

DHARFIN has a Quality Score of 58/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of DHARFIN (DHARFIN)?

DHARFIN reported trailing-twelve-month revenue of about ₹14.0M (latest available figure, as of Jul 5, 2026).

What is the net profit margin of DHARFIN?

The net profit margin of DHARFIN is about 39.7%, meaning it keeps roughly 39.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.