HASTI FINANCE LTD. (HASTIFIN) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of HASTI FINANCE LTD. ₹6.71, price ₹8.10, upside -17.2%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch HASTI FINANCE LTD. for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹3.71 – ₹10.35 · fair‑value band ₹5.75 – ₹8.62 · the ₹8.10 price screens above the ₹6.71 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.
Follow HASTI FINANCE in your weekly email
Every Wednesday you see whether HASTI FINANCE is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
HASTI FINANCE LTD. (HASTIFIN) currently trades at ₹8.10, while our model-based Fair Value estimate is ₹6.71, 17.2% below the price, so the stock looks overvalued today.
Show more
Valuation
How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the evidence level at low.
Scenario range: ₹5.75 (bear) to ₹8.62 (bull), the price of ₹8.10 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Financials sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
HASTI FINANCE LTD. reported revenue of ₹1.8M in FY2026 versus ₹13.9M in FY2022, a compound −40.3%/yr. Reported net income was −₹62.6M in FY2026.
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 17% below its 52-week high and 55% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financials peers we cover trades at 13% fair-value upside, at −17%, HASTIFIN screens richer than that median.
Fair Value models
Bear ₹5.75Fair Value ₹6.71Bull ₹8.62
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−61.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−43.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−37.6%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−16.8%
’19
’20
’21
’22
’23
’24
’25
’26
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
16.9% (2019) → −0.5% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Consumer Finance” was too small, so the broader sector is used.)Financials · 3184 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is HASTI FINANCE LTD. (HASTIFIN) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹6.71 versus a price of ₹8.10, about −17% upside (overvalued).
What is the fair value of HASTIFIN?
Our model-based fair value for HASTI FINANCE LTD. is ₹6.71 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹8.10.
What is the quality score of HASTIFIN?
HASTI FINANCE LTD. has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for HASTI FINANCE LTD. (HASTIFIN)?
Our model-based price target is the fair value of ₹6.71 (as of Sep 27, 2026) from 2 valuation models. Cautious scenario ₹5.75, optimistic scenario ₹8.62. It is a calculation from audited fundamentals, not an analyst target.
What is the HASTI FINANCE LTD. stock forecast for 2026?
Our models put fair value at ₹6.71, about −17% upside versus a price of ₹8.10 (overvalued). Cautious scenario ₹5.75, optimistic scenario ₹8.62. The calculation is refreshed regularly with new filings.
What is the intrinsic value of HASTI FINANCE LTD. (HASTIFIN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For HASTI FINANCE LTD. it is ₹6.71 per share (as of Sep 27, 2026), against a price of ₹8.10. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is HASTI FINANCE LTD. stock overvalued or undervalued in 2026?
As of Sep 27, 2026, HASTIFIN trades above its calculated fair value: price ₹8.10, fair value ₹6.71, a gap of about −17% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of HASTIFIN?
No. The price is what the market pays today (₹8.10); the fair value is what the company's own numbers justify (₹6.71). For HASTI FINANCE LTD. the two are ₹1.39 per share apart. That gap is exactly why we show both numbers side by side.
How much is HASTI FINANCE LTD. worth?
The market values HASTI FINANCE LTD. at about ₹87.8M (market capitalisation, as of Sep 27, 2026). Per share that is ₹8.10; our models calculate a fair value of ₹6.71 per share.
What do the bullish and bearish scenarios say about HASTIFIN?
Our models span a range for HASTI FINANCE LTD.: cautious scenario ₹5.75, base ₹6.71, optimistic ₹8.62 per share (as of Sep 27, 2026, price ₹8.10). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of HASTI FINANCE LTD. (HASTIFIN)?
Balance-sheet figures for HASTI FINANCE LTD. (as of Sep 27, 2026): return on equity −71.4%. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is HASTIFIN from its 52-week high?
HASTI FINANCE LTD. trades at ₹8.10, about 17% below its 52-week high of ₹9.74 and 55% above the low of ₹5.22 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹6.71 is for.
Which stocks are comparable to HASTI FINANCE LTD.?
From the same area (Financials) we also value MONEYBOXX, SAHLIBHFI, APOLLOFI, Ceejay Finance Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is HASTI FINANCE LTD. stock attractive at the current price?
The data as of Sep 27, 2026: price ₹8.10, calculated fair value ₹6.71 (−17%), Quality Score 44/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of HASTIFIN calculated?
We run HASTI FINANCE LTD. through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹6.71, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. HASTI FINANCE LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of HASTI FINANCE LTD. (HASTIFIN)?
The closing price on Oct 1, 2026 was ₹8.10. Our model-based fair value is ₹6.71, about −17% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with HASTI FINANCE LTD. right now?
Weak quality (44/100) and above fair value at the same time, the margin of safety is missing on both counts. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of HASTI FINANCE LTD.
How large is the market capitalisation of HASTI FINANCE LTD. (HASTIFIN)?
The market capitalisation of HASTI FINANCE LTD. is ₹87.8M (≈ $912K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of HASTI FINANCE LTD. (HASTIFIN)?
Earnings per share at HASTI FINANCE LTD. are ₹−5.79. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of HASTI FINANCE LTD. (HASTIFIN)?
The return on equity (ROE) of HASTI FINANCE LTD. is −71.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of HASTI FINANCE LTD. (HASTIFIN)?
On an EBIT basis the return on assets of HASTI FINANCE LTD. is 2.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of HASTI FINANCE LTD. (HASTIFIN)?
The operating margin of HASTI FINANCE LTD. is −85.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How much revenue does HASTI FINANCE LTD. (HASTIFIN) generate?
HASTI FINANCE LTD. generates revenue of −₹43.7M (last twelve months). Revenue of the last twelve months (TTM), the most recent full year, not the calendar year.
How fast is revenue growing at HASTI FINANCE LTD. (HASTIFIN)?
Revenue at HASTI FINANCE LTD. is growing +22.3% versus a year earlier (3y avg −43.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at HASTI FINANCE LTD. (HASTIFIN)?
Earnings per share at HASTI FINANCE LTD. are growing −62.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does HASTI FINANCE LTD. (HASTIFIN) generate?
The free cash flow of HASTI FINANCE LTD. is −₹2.0K (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
Free · no account needed
Watch HASTI FINANCE LTD. in the live analysis
One click puts HASTI FINANCE LTD. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
