Helvetia Baloise Holding (HBAN) Fair Value & Analysis
Financial Services · CH · Market cap CHF 20.1B
Fair value as of: Jun 26, 2026
From 22 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from CHF 74.02 to CHF 72.48 (−2.1%) since Jun 24, 2026. Share price +2.5% over the past month.
Price vs Fair Value (12 months)
12‑month range CHF 177.95 – CHF 217.19 · fair‑value band CHF 54.36 – CHF 90.60 · the CHF 209.00 price screens above the CHF 72.48 fair value. As of Jun 26, 2026.
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Helvetia Baloise Holding (HBAN) currently trades at CHF 209.00, while our model-based Fair Value estimate is CHF 72.48 — implying the stock looks roughly 65.3% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Helvetia Baloise Holding generated revenue of CHF 10.3B at a net margin of 5.4%. Revenue grew 17.9% year over year. It earns a return on equity of 6.3%. Net debt stands at CHF 576M. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Helvetia Baloise Holding AG engages in life and non-life insurance, and reinsurance business. It offers life insurance products in the areas of investment-linked, group life, and traditional individual life others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, engineering, and transport; and pure risk, savings, endowment, and annuity insurance products, as well as pension plans and asset management services. The company also provides marine, aviation, and art insurance. It operates in Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, France, and internationally The company was formerly known as Helvetia Holding AG and changed its name to Helvetia Baloise Holding AG in April 2022. Helvetia Baloise Holding AG was incorporated in 2017 and is headquartered in Basel, Switzerland.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Helvetia Baloise Holding reported revenue of CHF 10.7B in FY2025 versus CHF 12.3B in FY2021, a compound −3.5%/yr. Reported net income was CHF 552M in FY2025, compounding +2.7%/yr from FY2021.
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| Berkshire Hathaway Inc BRK | C$35.75 | C$28.29 | -21% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.