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Sun Life Financial Inc (SLF) Fair Value & Analysis

Financial Services · US · Market cap $43.0B

Price$77.26
Fair Value$61.63
Upside-20.2%
Quality95/100
Evidence: High Range $46.22 – $77.03

Fair value as of: Jun 25, 2026

Analysis

Sun Life Financial Inc (SLF) currently trades at $77.26, while our model-based Fair Value estimate is $61.63 — implying the stock looks roughly 20.2% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquarte…

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Frequently asked questions

Is Sun Life Financial Inc (SLF) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $61.63 versus a price of $77.26 — about −20% (overvalued). Model-based estimate, not financial advice.
What is the fair value of SLF?
Our 21-model fair value for Sun Life Financial Inc is $61.63 (as of Jun 25, 2026), built from audited fundamentals. The current price is $77.26.
What is the quality score of SLF?
Sun Life Financial Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.