Fairvalue-Calculator Fairvalue-Calculator
EN DE

iA Financial Corporation (IAG) Fair Value & Analysis

Financial Services · CA · Market cap C$15.8B

IF iA Financial Corporation IAG · TO
PriceC$192.53
Fair ValueC$159.60
Upside-17.1%
Quality95/100
Evidence: High Range C$119.70 – C$199.50

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 3 days ago

Share price +13.6% over the past month.

Price vs Fair Value (12 months)

C$192.53 C$130.14 Fair Value C$159.60 Jun 2025 Jun 2026

12‑month range C$130.14 – C$192.53 · fair‑value band C$119.70 – C$199.50 · the C$192.53 price screens above the C$159.60 fair value. As of Jun 26, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

iA Financial Corporation (IAG) currently trades at C$192.53, while our model-based Fair Value estimate is C$159.60 — implying the stock looks roughly 17.1% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, iA Financial Corporation generated revenue of C$9.4B at a net margin of 11.1%. Revenue grew 13.4% year over year. It earns a return on equity of 13.4%. Net debt stands at C$817M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) C$9.4B
Revenue growth (YoY) +13.4%
Net margin 11.1%
Return on equity 13.4%
Free cash flow C$3.2B FY2025
P/E ratio 16.3
More key figures
Operating margin 9.6%
EPS (TTM) C$10.80
Dividend yield 2.3%
EPS growth (YoY) -24.7%
Net debt C$817M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

iA Financial Corporation Inc., provides insurance and wealth management services for individual and group basis in Canada and the United States. It operates through Insurance, Canada; Wealth Management; US Operations; and Investment segments. The company offers life, health, auto, home, and creditor insurance products; replacement insurance products and warranties; extended warranties and other ancillary products for dealer services; and specialized products for special markets; and life insurance products and extended warranties relating to dealer services. It also provides savings plans, retirement, and segregated funds, securities brokerage, trust operations, and mutual funds. In addition, the company offers car, RV, mortgage, disability, travel, medical and paramedical care, homecare, vision and dental care, accidental death and dismemberment, disability management, transit, and critical illness insurance products. Further, the company provides investment funds; registered retir…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

iA Financial Corporation reported revenue of C$11.3B in FY2025 versus C$13.4B in FY2021, a compound −4.1%/yr. Reported net income was C$1.1B in FY2025, compounding +6.3%/yr from FY2021.

Revenue −4.1%/yr
FY21 C$13.4B
FY22 −C$3.5B
FY23 C$8.7B
FY24 C$7.9B
FY25 C$11.3B
Net income +6.3%/yr
FY21 C$859M
FY22 C$334M
FY23 C$789M
FY24 C$962M
FY25 C$1.1B

Open the full interactive analysis →

Similar stocks

6 more Insurance - Diversified stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
Berkshire Hathaway Inc BRK C$35.75 C$29.27 -18%
Allianz SE ALIZY $46.11 $51.39 +11%
Zurich Insurance Group ZURVY $36.15 $29.58 -18%
AXA SA AXAHY $48.48 $66.69 +38%
Assicurazioni Generali S.p.A ARZGY $24.04 $19.38 -19%
Sun Life Financial Inc SLF $77.55 $118.90 +53%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is iA Financial Corporation (IAG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of C$159.60 versus a price of C$192.53 — about −17% (overvalued). Model-based estimate, not financial advice.
What is the fair value of IAG?
Our 21-model fair value for iA Financial Corporation is C$159.60 (as of Jun 26, 2026), built from audited fundamentals. The current price is C$192.53.
What is the quality score of IAG?
iA Financial Corporation has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of iA Financial Corporation (IAG)?
iA Financial Corporation reported trailing-twelve-month revenue of about C$9.4B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of IAG?
The net profit margin of iA Financial Corporation is about 11.1%, meaning it keeps roughly 11.1% of revenue as net income. Based on the latest reported figures.
Does iA Financial Corporation pay a dividend?
iA Financial Corporation currently shows a dividend yield of about 2.32% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.