PT MSIG Life Insurance Indonesia Tbk (LIFE) Fair Value & Analysis
Financial Services · ID · Market cap 12.5T IDR
Fair value as of: Jun 26, 2026
From 24 valuation models · updated 3 days ago
Share price −0.8% over the past month.
Price vs Fair Value (12 months)
12‑month range 5,772 IDR – 17,091 IDR · fair‑value band 957.49 IDR – 1,596 IDR · the 6,025 IDR price screens above the 1,277 IDR fair value. As of Jun 26, 2026.
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PT MSIG Life Insurance Indonesia Tbk (LIFE) currently trades at 6,025 IDR, while our model-based Fair Value estimate is 1,277 IDR — implying the stock looks roughly 78.8% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, PT MSIG Life Insurance Indonesia Tbk generated revenue of 2.7T IDR at a net margin of 10.1%. Revenue grew 12.9% year over year. It earns a return on equity of 3.4%. The balance sheet holds a net cash position of 986B IDR. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
PT MSIG Life Insurance Indonesia Tbk provides life insurance products in Indonesia. The company operates through six segments: Term Insurance, Endowment, Whole Life Insurance, and Health Insurance. It offers personal accident, medical, and medika ultimax; protection and unit link life insurance; and life insurance, such as smart life guard, smile berkat, income protection x-tra, bank sinarmas, bank bukopin, smile dana sejahtera, and smile pro infinite insurance products. The company also provides group insurance; education and pension insurance; and Sharia Insurance, as well as bancassurance products. It serves individual and group customers. The company was formerly known as PT Asuransi Jiwa Sinarmas MSIG Tbk and changed its name to PT MSIG Life Insurance Indonesia Tbk in July 2023. PT MSIG Life Insurance Indonesia Tbk was founded in 1984 and is based in Setiabudi, Indonesia. PT MSIG Life Insurance Indonesia Tbk operates as a subsidiary of Mitsui Sumitomo Insurance Co., Ltd.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
PT MSIG Life Insurance Indonesia Tbk reported revenue of 3.1T IDR in FY2025 versus 4.0T IDR in FY2021, a compound −6.3%/yr. Reported net income was 206B IDR in FY2025, compounding +29.3%/yr from FY2021.
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Similar stocks
6 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Ping An Insurance (Group) Company 601318 | ¥51.98 | ¥103.96 | +100% |
| China Life Insurance Company 601628 | ¥32.82 | ¥65.64 | +100% |
| AIA Group AAGIY | $37.78 | $30.44 | -19% |
| Manulife Financial Corporation MFC | $40.19 | $33.76 | -16% |
| China Pacific Insurance (Group) Co CHPXF | $3.65 | $5.83 | +60% |
| Aflac Incorporated AFL | $117.11 | $71.78 | -39% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.