LOYAL (LOYAL) Fair Value & Analysis

IN · Market cap ₹1.7B

L LOYAL LOYAL · BSE

Price₹161.00

Fair Value₹124.81

Upside-22.5%

Quality41/100

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Evidence: Medium Range ₹93.61 – ₹156.02

Fair value as of: Jul 5, 2026

From 14 valuation models · updated today

Share price +0.6% over the past month.

Price vs Fair Value (12 months)

12‑month range ₹153.20 – ₹354.76 · fair‑value band ₹93.61 – ₹156.02 · the ₹161.00 price screens above the ₹124.81 fair value. As of Jul 5, 2026.

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Analysis

LOYAL (LOYAL) currently trades at ₹161.00, while our model-based Fair Value estimate is ₹124.81 — implying the stock looks roughly 22.5% overvalued today. We read business quality at 41/100 (below-average quality). Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, LOYAL generated revenue of ₹800M at a net margin of 8.4%. Revenue grew 7.9% year over year. It earns a return on equity of 12.5%. Net debt stands at ₹174M. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹93.61 (bear case) to ₹156.02 (bull case); at ₹161.00, the current price sits above that range. The share trades about 56% below its 52-week high and 12% above its 52-week low, currently below its 200-day average.

Key figures & financial health

Revenue (TTM) ₹800M

Revenue growth (YoY) +7.9%

Net margin 8.4%

Return on equity 12.5%

Free cash flow −₹178M FY2025

P/E ratio 25.8

More key figures

Operating margin 16.0%

EPS (TTM) ₹6.25

EPS growth (YoY) -28.3%

Net debt ₹174M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

LOYAL reported revenue of ₹790M in FY2025 versus ₹17.7B in FY2021, a compound −54.0%/yr. Reported net income was ₹67.3M in FY2025, compounding −48.7%/yr from FY2021.

Revenue −54.0%/yr

FY21 ₹17.7B

FY22 ₹14.0B

FY23 ₹9.4B

FY24 ₹6.8B

FY25 ₹790M

Net income −48.7%/yr

FY21 ₹971M

FY22 ₹28.4M

FY23 −₹395M

FY24 −₹512M

FY25 ₹67.3M

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<a href="https://www.fairvalue-calculator.com/stock/LOYAL" target="_blank" rel="noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">LOYAL · Fair Value</span><br><b style="font-size:20px">₹124.81</b> <span style="color:#e0816f;font-weight:700;font-size:14px">−22%</span></span><span style="font-size:11px;color:#7BB290;font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "LOYAL Fair Value". https://www.fairvalue-calculator.com/stock/LOYAL

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Frequently asked questions

Is LOYAL (LOYAL) undervalued?

As of Jul 5, 2026, our model estimates a fair value of ₹124.81 versus a price of ₹161.00 — about −22% (overvalued). Model-based estimate, not financial advice.

What is the fair value of LOYAL?

Our model-based fair value for LOYAL is ₹124.81 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹161.00.

What is the quality score of LOYAL?

LOYAL has a Quality Score of 41/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of LOYAL (LOYAL)?

LOYAL reported trailing-twelve-month revenue of about ₹800M (latest available figure, as of Jul 5, 2026).

What is the net profit margin of LOYAL?

The net profit margin of LOYAL is about 8.4%, meaning it keeps roughly 8.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.