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Med Life S.A (M) Fair Value & Analysis

Healthcare · RO · Market cap 6.0B RON

ML Med Life S.A M · RO
Price11.36 RON
Fair Value1.37 RON
Upside-87.9%
Quality88/100
Evidence: Medium Range 0.7200 RON – 1.91 RON

Fair value as of: Jun 24, 2026

From 26 valuation models · updated 5 days ago

Fair value updated Jun 24, 2026 — revised from 1.47 RON to 1.37 RON (−6.8%) since Jun 23, 2026. Share price −2.9% over the past month.

Price vs Fair Value (12 months)

14.28 RON 6.52 RON Fair Value 1.37 RON Jun 2025 Jun 2026

12‑month range 6.52 RON – 14.28 RON · fair‑value band 0.7200 RON – 1.91 RON · the 11.36 RON price screens above the 1.37 RON fair value. As of Jun 24, 2026.

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Analysis

Med Life S.A (M) currently trades at 11.36 RON, while our model-based Fair Value estimate is 1.37 RON — implying the stock looks roughly 87.9% overvalued today. We read business quality at 88/100 (high quality), in the Healthcare sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, Med Life S.A generated revenue of 3.2B RON at a net margin of 0.2%. Revenue grew 9.8% year over year. It earns a return on equity of -1.0%. Net debt stands at 1.2B RON. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) 3.2B RON
Revenue growth (YoY) +9.8%
Net margin 0.2%
Return on equity -1.0%
Free cash flow 28.1M RON FY2024
P/E ratio 1,134.0
More key figures
Operating margin 5.0%
EPS (TTM) 0.0100 RON
EPS growth (YoY) -26.9%
Net debt 1.2B RON FY2024

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

Med Life S.A., a private healthcare provider, provides integrated medical services through its clinics and hospitals in Romania. The company offers outpatient units and diagnostic imaging services; consultations with general practitioners and specialists; diagnostic imaging tests; day hospitalization services; hospitalization and surgical treatment services; medical and surgical specialties; maternal and child health dedicated services; and stem cell bank. It also provides laboratory services, such as biochemistry, pathological anatomy, molecular biology and genetics, hematology, immunology, microbiology, cytology, and toxicology; healthcare packages; a range of dental services; and fitness services and wellness facilities through the Sweat Concept network and Sanopass platform. In addition, the company is involved in the development of building projects; insurance broker; rental activities; and distribution and retail sale of pharmaceutical products in specialized stores. Med Life …

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

Med Life S.A reported revenue of 2.7B RON in FY2024 versus 1.1B RON in FY2020, a compound +26.0%/yr. Reported net income was 25.5M RON in FY2024, compounding −18.1%/yr from FY2020.

Revenue +26.0%/yr
FY20 1.1B RON
FY21 1.4B RON
FY22 1.8B RON
FY23 2.2B RON
FY24 2.7B RON
Net income −18.1%/yr
FY20 56.7M RON
FY21 103M RON
FY22 32.2M RON
FY23 3.7M RON
FY24 25.5M RON

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Similar stocks

6 more Medical Care Facilities stocks, each showing price versus our Fair Value estimate (as of Jun 24, 2026).

Stock Price Fair Value vs Fair Value
HCA Healthcare, Inc H1CA34 R$97.60 R$115.75 +19%
Fresenius SE FSNUY $11.30 $8.61 -24%
5225 5225 8.71 MYR 4.87 MYR -44%
IHHHF IHHHF $1.71 $1.17 -32%
Tenet Healthcare Corporation THC $178.75 $300.86 +68%
Rede D'Or São Luiz S.A RDOR3 R$33.83 R$46.94 +39%

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Frequently asked questions

Is Med Life S.A (M) undervalued?
As of Jun 24, 2026, our model estimates a fair value of 1.37 RON versus a price of 11.36 RON — about −88% (overvalued). Model-based estimate, not financial advice.
What is the fair value of M?
Our 21-model fair value for Med Life S.A is 1.37 RON (as of Jun 24, 2026), built from audited fundamentals. The current price is 11.36 RON.
What is the quality score of M?
Med Life S.A has a Quality Score of 88/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Med Life S.A (M)?
Med Life S.A reported trailing-twelve-month revenue of about 3.2B RON (latest available figure, as of Jun 24, 2026).
What is the net profit margin of M?
The net profit margin of Med Life S.A is about 0.2%, meaning it keeps roughly 0.2% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.