OUTsurance Group (OUT) Fair Value & Analysis
Financial Services · ZA · Market cap 109B ZAC
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from R51.70 to R39.54 (−23.5%) since Jun 24, 2026. Share price +11.5% over the past month.
Price vs Fair Value (12 months)
12‑month range R63.60 – R77.34 · fair‑value band R29.65 – R49.42 · the R77.34 price screens above the R39.54 fair value. As of Jun 26, 2026.
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OUTsurance Group (OUT) currently trades at R77.34, while our model-based Fair Value estimate is R39.54 — implying the stock looks roughly 48.9% overvalued today. We read business quality at 90/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).
Over the trailing twelve months, OUTsurance Group generated revenue of 42.0B ZAR at a net margin of 11.9%. Revenue grew 13.6% year over year. It earns a return on equity of 37.1%. The balance sheet holds a net cash position of 1.9B ZAR. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance segments. The company offers short term insurance products for motor vehicle, pets, personal accident, engineering, movable and immovable property, agricultural, and stock in transit; long term insurance products, including life, death, disability, funeral, retrenchment, endowment insurance policies. It also engages in reinsurance business. In addition, it owns a portfolio of Fintech investments and investments in asset management entities. The company serves individuals and small and medium-sized businesses. The company was formerly known as Rand Merchant Investment Holdings Limited and changed its name to OUTsurance Group Limited in December 2022. OUTsurance Group Limited was founded in 1998 and is based in Centurion…
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
OUTsurance Group reported revenue of R39.4B in FY2025 versus R18.7B in FY2021, a compound +20.5%/yr. Reported net income was R4.7B in FY2025, compounding +12.9%/yr from FY2021.
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| Berkshire Hathaway Inc BRK | C$35.75 | C$28.29 | -21% |
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| Sun Life Financial Inc SLF | $77.66 | $56.68 | -27% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.