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PB Holding (PBH) Fair Value & Analysis

Industrials · NL · Market cap €18.9M

PH PB Holding PBH · AS
Price€3.52
Fair Value€1.95
Upside-44.6%
Quality95/100
Evidence: Low Range €1.46 – €2.91

Fair value as of: Jun 25, 2026

From 3 valuation models · updated 4 days ago

Fair value updated Jun 25, 2026 — revised from €11.65 to €1.95 (−83.3%) since Jun 24, 2026. Share price −1.1% over the past month.

Price vs Fair Value (12 months)

€3.68 €2.68 Fair Value €1.95 Jun 2025 Jun 2026

12‑month range €2.68 – €3.68 · fair‑value band €1.46 – €2.91 · the €3.52 price screens above the €1.95 fair value. As of Jun 25, 2026.

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Analysis

PB Holding (PBH) currently trades at €3.52, while our model-based Fair Value estimate is €1.95 — implying the stock looks roughly 44.6% overvalued today. We read business quality at 95/100 (high quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at €789M. Revenue grew 9.8% year over year. It earns a return on equity of -6.3%. Fundamentals as of Jun 25, 2026

Key figures & financial health

Revenue (TTM) €789M
Revenue growth (YoY) +9.8%
Return on equity -6.3%
Free cash flow −€403K FY2025
EPS (TTM) €-0.1900
EPS growth (YoY) +478%
More key figures
Net debt €366K FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 25, 2026. TTM = trailing twelve months.

About the company

PB Holding N.V. engages in the provision of financial services. It holds and manages certificates of shares in the capital of Bovemij N.V. The company was formerly known as Stern Groep N.V. and changed its name to PB Holding N.V. in March 2022. PB Holding N.V. is based in Rotterdam, the Netherlands.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

PB Holding reported revenue of €0 in FY2025 versus €0 in FY2021. Reported net income was −€1.0M in FY2025.

Revenue
FY21 €0
FY22 €0
FY23 €0
FY24 €0
FY25 €0
Net income
FY21 −€23.4M
FY22 €602K
FY23 −€2.6M
FY24 −€384K
FY25 −€1.0M

Open the full interactive analysis →

Similar stocks

6 more Specialty Business Services stocks, each showing price versus our Fair Value estimate (as of Jun 25, 2026).

Stock Price Fair Value vs Fair Value
Cintas Corporation CTAS $180.40 $74.70 -59%
RELX PLC R1EL34 R$39.80 R$4.72 -88%
Thomson Reuters Corporation TRI C$114.51 C$85.90 -25%
Copart, Inc CPRT $29.48 $34.05 +16%
Global Payments Inc GPN $62.47 $51.51 -18%
UL Solutions Inc ULS $97.38 $29.61 -70%

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Frequently asked questions

Is PB Holding (PBH) undervalued?
As of Jun 25, 2026, our model estimates a fair value of €1.95 versus a price of €3.52 — about −45% (overvalued). Model-based estimate, not financial advice.
What is the fair value of PBH?
Our 21-model fair value for PB Holding is €1.95 (as of Jun 25, 2026), built from audited fundamentals. The current price is €3.52.
What is the quality score of PBH?
PB Holding has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of PB Holding (PBH)?
PB Holding reported trailing-twelve-month revenue of about €789M (latest available figure, as of Jun 25, 2026).
What is the net profit margin of PBH?
The net profit margin of PB Holding is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.