SCB (SCB) Fair Value & Analysis

Financial Services · Market cap 461B THB

S SCB SCB · BK

Price143.50 THB

Fair Value183.35 THB

Upside+27.8%

Quality71/100

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Evidence: High Range 137.51 THB – 229.18 THB

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 6 days ago

Share price +11.6% over the past month.

Price vs Fair Value (12 months)

12‑month range 101.22 THB – 143.50 THB · fair‑value band 137.51 THB – 229.18 THB · the 143.50 THB price screens below the 183.35 THB fair value. As of Jun 26, 2026.

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Analysis

SCB (SCB) currently trades at 143.50 THB, while our model-based Fair Value estimate is 183.35 THB — implying the stock looks roughly 27.8% undervalued today. We read business quality at 71/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, SCB generated revenue of 127B THB at a net margin of 35.6%. Revenue declined 9.5% year over year. It earns a return on equity of 9.1%. Net debt stands at 360B THB. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 127B THB

Revenue growth (YoY) -9.5%

Net margin 35.6%

Return on equity 9.1%

Free cash flow 67.1B THB FY2025

P/E ratio 10.2

More key figures

Operating margin 44.8%

EPS (TTM) 13.41 THB

Dividend yield 8.1%

EPS growth (YoY) -18.3%

Net debt 360B THB FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

SCB reported revenue of 218B THB in FY2025 versus 108B THB in FY2021, a compound +19.1%/yr. Reported net income was 47.5B THB in FY2025, compounding +7.5%/yr from FY2021.

Revenue +19.1%/yr

FY21 108B THB

FY22 121B THB

FY23 128B THB

FY24 130B THB

FY25 218B THB

Net income +7.5%/yr

FY21 35.6B THB

FY22 37.5B THB

FY23 43.5B THB

FY24 43.9B THB

FY25 47.5B THB

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹746.85	₹880.28	+18%
PT Bank Central Asia Tbk BBCA	6,225 IDR	6,617 IDR	+6%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,870 IDR	5,740 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	157,000 KRW	205,701 KRW	+31%
PT Bank Mandiri (Persero) Tbk BMRI	3,710 IDR	7,420 IDR	+100%

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Frequently asked questions

Is SCB (SCB) undervalued?

As of Jun 26, 2026, our model estimates a fair value of 183.35 THB versus a price of 143.50 THB — about +28% (undervalued). Model-based estimate, not financial advice.

What is the fair value of SCB?

Our model-based fair value for SCB is 183.35 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 143.50 THB.

What is the quality score of SCB?

SCB has a Quality Score of 71/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of SCB (SCB)?

SCB reported trailing-twelve-month revenue of about 127B THB (latest available figure, as of Jun 26, 2026).

What is the net profit margin of SCB?

The net profit margin of SCB is about 35.6%, meaning it keeps roughly 35.6% of revenue as net income. Based on the latest reported figures.

Does SCB pay a dividend?

SCB currently shows a dividend yield of about 8.12% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.