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Titanium Oyj (TITAN) Fair Value & Analysis

Financial Services · FI · Market cap €65.6M

TO Titanium Oyj TITAN · HE
Price€6.10
Fair Value€2.17
Upside-64.4%
Quality95/100
Evidence: High Range €1.63 – €2.71

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 3 days ago

Share price −1.6% over the past month.

Price vs Fair Value (12 months)

€8.09 €5.46 Fair Value €2.17 Jun 2025 Jun 2026

12‑month range €5.46 – €8.09 · fair‑value band €1.63 – €2.71 · the €6.10 price screens above the €2.17 fair value. As of Jun 26, 2026.

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Analysis

Titanium Oyj (TITAN) currently trades at €6.10, while our model-based Fair Value estimate is €2.17 — implying the stock looks roughly 64.4% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Titanium Oyj generated revenue of €20.2M at a net margin of 26.4%. Revenue grew 0.3% year over year. It earns a return on equity of 31.4%. The balance sheet holds a net cash position of €11.6M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) €20.2M
Revenue growth (YoY) +0.3%
Net margin 26.4%
Return on equity 31.4%
Free cash flow €5.2M FY2025
P/E ratio 12.2
More key figures
Operating margin 32.4%
EPS (TTM) €0.5100
Dividend yield 8.1%
EPS growth (YoY) -12.5%
Net cash €11.6M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Titanium Oyj engages in the provision of investment and asset management services in Finland. The company offers investment solutions in the areas of fund operations. It also provides investment advice and brokerage; investment-linked insurance; financial management for individuals; corporate asset management; and institutional financial management services, as well as operates My Titanium, a customer portal that offers customers a centralized overview of their investments. It serves private, institutional, and corporate customers. Titanium Oyj was founded in 2009 and is headquartered in Helsinki, Finland.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Titanium Oyj reported revenue of €20.2M in FY2025 versus €23.2M in FY2021, a compound −3.4%/yr. Reported net income was €5.3M in FY2025, compounding −13.0%/yr from FY2021.

Revenue −3.4%/yr
FY21 €23.2M
FY22 €27.7M
FY23 €25.9M
FY24 €21.8M
FY25 €20.2M
Net income −13.0%/yr
FY21 €9.3M
FY22 €11.7M
FY23 €9.7M
FY24 €7.1M
FY25 €5.3M

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Frequently asked questions

Is Titanium Oyj (TITAN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of €2.17 versus a price of €6.10 — about −64% (overvalued). Model-based estimate, not financial advice.
What is the fair value of TITAN?
Our 21-model fair value for Titanium Oyj is €2.17 (as of Jun 26, 2026), built from audited fundamentals. The current price is €6.10.
What is the quality score of TITAN?
Titanium Oyj has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Titanium Oyj (TITAN)?
Titanium Oyj reported trailing-twelve-month revenue of about €20.2M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of TITAN?
The net profit margin of Titanium Oyj is about 26.4%, meaning it keeps roughly 26.4% of revenue as net income. Based on the latest reported figures.
Does Titanium Oyj pay a dividend?
Titanium Oyj currently shows a dividend yield of about 8.09% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.