Trustco Group (TTO) Fair Value & Analysis
Financial Services · ZA · Market cap 344M ZAC
Fair value as of: Jun 26, 2026
From 8 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from R0.6000 to R0.0031 (−99.5%) since Jun 25, 2026.
Price vs Fair Value (12 months)
12‑month range R0.0030 – R0.0030 · the R0.0030 price screens below the R0.0031 fair value. As of Jun 26, 2026.
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Trustco Group (TTO) currently trades at R0.0030, while our model-based Fair Value estimate is R0.0031 — implying the stock looks roughly 3.0% undervalued today. We read business quality at 89/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.
Revenue declined 56.7% year over year. It earns a return on equity of -22.6%. Net debt stands at 881M ZAR. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Trustco Group Holdings Limited, together with its subsidiaries, provides banking, financial, and education related products and services. The company provides short- and long-term insurance products to individuals, and small and medium enterprises, as well as invests primarily in mixed use land development. It also offers construction and management services. In addition, the company offers commercial banking services to individuals and businesses; financial assistance services for educational and training purposes; and long-term property advances. Further, it primarily conducts mining operations with focus on diamond industry. The company has operations in Namibia, South Africa, Mauritius, and Sierra Leone. Trustco Group Holdings Limited was founded in 1992 and is headquartered in Windhoek, Namibia.
Revenue & earnings trend
FY2019 – FY2023 · reported fiscal years
Trustco Group reported revenue of R91.0M in FY2023 versus R1.5B in FY2019, a compound −50.2%/yr. Reported net income was −R681M in FY2023.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.