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STOCK COMPARISON

Samsung Life vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Samsung Life (032830) and China Life Insurance Co Ltd A (601628) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Samsung Life trades at KRW 287,500 versus a fair value of KRW 166,710 (-42%), while China Life Insurance Co Ltd A trades at ¥38.15 versus ¥70.87 (+86%).
Samsung Life
032830.KO · KRW · Financials
-42%
upside to fair value
overvalued
PriceKRW 287,500
Fair ValueKRW 166,710
Quality53/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+86%
upside to fair value
undervalued
Price¥38.15
Fair Value¥70.87
Quality57/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Samsung LifeChina Life Insurance Co Ltd A
Valuation
—P/E (TTM)7.3×
—P/S (TTM)3.09×
—P/B1.78×
2.1×EV/EBITDA6.0×
1.51×PEG0.68×
1.7%Dividend yield2.3%
KRW 5,300Dividend per share¥0.86
Profitability
12%Net margin42%
3%Operating margin38%
5%Return on equity25%
1%Return on assets2%
Growth
59%Revenue growth (YoY)-15%
-0.4%Avg. growth/yr (3Y)-9.5%
-0.4%Avg. growth/yr (5Y)-4.8%
Balance & size
0.37×Debt / equity0.06×
$42BMarket cap$157B
weakGrowth qualityweak

China Life Insurance Co Ltd A leads: 4 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Samsung Lifeof which business quality 47 · market factors 67 China Life Insurance Co Ltd Aof which business quality 57 · market factors 42
ProfitabilityMargins and returns on capital today
18
47
Quality GrowthAre margins and returns improving?
46
68
CashflowEarnings quality: real cash, not paper profit
86
100
Fin. StrengthBalance sheet, leverage, solvency risk
6
1
InvestmentDisciplined investing over empire-building
61
59
Low VolatilityCalm price path (market factor)
30
68
MomentumPrice trend over the last 3–12 months (market factor)
89
32
52W MomentumDistance to the 52-week high (market factor)
72
29
Net IssuanceBuybacks instead of dilution
82
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Samsung Life

DCF ModelsKRW 241,636
Earnings-BasedKRW 135,921
Dividend DiscountKRW 59,333
MultiplesKRW 237,241
Asset-BasedKRW 234,027
Growth DCFKRW 306,209
Economic ProfitKRW 260,257
Growth EarningsKRW 194,409

16 of 18 models see the stock below the current price.

China Life Insurance Co Ltd A

DCF Models¥330
Earnings-Based¥135
Dividend Discount¥17.98
Multiples¥74.21
Asset-Based¥14.11
Growth DCF¥752
Economic Profit¥84.37
Growth Earnings¥170

3 of 25 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Samsung Life
Bear KRW 125,032Fair Value KRW 166,710Bull KRW 208,387
KRW 287,500 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥53.15Fair Value ¥70.87Bull ¥88.58
¥38.15 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Samsung Life · Financials

Quality score53 · below median
Fair value upside-42% · bottom 25%

China Life Insurance Co Ltd A · Financials

Quality score57 · above median
Fair value upside+86% · Top 25%

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Samsung Life trades at KRW 287,500 versus a fair value of KRW 166,710 (-42%), while China Life Insurance Co Ltd A trades at ¥38.15 versus ¥70.87 (+86%).

China Life Insurance Co Ltd A has the higher quality score (57/100).

See the full analysis →
Samsung Life · China Life Insurance Co Ltd A

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.