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STOCK COMPARISON

Banas Finance vs Regency Trust: Fair Value & Quality

Both stocks run through our valuation models. Here is how Banas Finance (509053) and Regency Trust (REGTRUS) compare, as of Oct 3, 2026.

As of Oct 3, 2026, Fair Value Calculator sees Banas Finance as the more attractively valued of the two: Banas Finance trades at ₹6.84 versus a fair value of ₹14.00 (+104.7%), while Regency Trust trades at ₹3.46 versus ₹0.79 (−77.2%).
Banas Finance
509053.BSE · INR · Financials
+104.7%
upside to fair value
undervalued
Price₹6.84
Fair Value₹14.00
Quality65/100
Regency Trust
REGTRUS.BSE · INR
−77.2%
upside to fair value
overvalued
Price₹3.46
Fair Value₹0.79
Quality50/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Banas FinanceRegency Trust
Valuation
0.6×P/E (TTM)n/a
n/aP/BNegative equity
+104.7%Fair value upside−77.2%
Profitability
0.0%Operating margin0.0%
0.42×EBIT margin trend (5Y)0.47×
n/aReturn on equityNegative equity
0.0%Return on assets0.0%
Growth
0.0%Revenue growth (YoY)0.0%
n/aAvg. growth/yr (3Y)37.3%
29.3%Avg. growth/yr (5Y)14.7%
−24.0%Value creation/yr+72.3%
Balance & size
0.7×Interest coverage (EBIT/interest)560.2×
0.00×Debt / equityNegative equity
$8MMarket cap$0M
mixedGrowth qualitymixed
Valuation multiples (P/E, P/S, P/B, EV/EBITDA) are shown but not scored here: the two companies sit in different sectors, and multiples only compare fairly between similar business models. PEG stays scored, as it relates the P/E to growth.

Regency Trust leads: 2 to 3 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Banas Financeof which business quality 63 · market factors 41 Regency Trustof which business quality 49 · market factors 31
ProfitabilityMargins and returns on capital today
31
63
Quality GrowthAre margins and returns improving?
67
20
CashflowEarnings quality: real cash, not paper profit
100
39
Fin. StrengthBalance sheet, leverage, solvency risk
51
35
InvestmentDisciplined investing over empire-building
100
67
Low VolatilityCalm price path (market factor)
56
48
MomentumPrice trend over the last 3–12 months (market factor)
40
29
52W MomentumDistance to the 52-week high (market factor)
24
14
Net IssuanceShare count: buybacks or dilution?
40
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBanas FinancePrice ₹6.84Regency TrustPrice ₹3.46
DCF Models+523.2%above the price₹42.63n/a
Earnings-Based+247.6%above the price₹23.78−84.4%below the price₹0.54
Multiples+26.5%above the price₹8.66−78.6%below the price₹0.74
Asset-Based+17.3%above the price₹8.02n/a
Growth DCF+869.7%above the price₹66.33n/a
Economic Profit+31.4%above the price₹8.99−85.3%below the price₹0.51
Growth Earningsn/a−77.7%below the price₹0.77
Minimum+17.3%above the price₹8.02−85.3%below the price₹0.51
Maximum+869.7%above the price₹66.33−77.7%below the price₹0.77
Median+139.5%above the price₹16.38−81.5%below the price₹0.64
Geometric mean+172.5%above the price₹18.64−81.8%below the price₹0.63

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Banas Finance: 0 of 10 models see the stock below the current price.

Regency Trust: 11 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Banas Finance
Price ₹6.84
Fair Value ₹14.00
Bear ₹8.83Bull ₹20.10
Regency Trust
Price ₹3.46
Fair Value ₹0.79
Bear ₹0.57Bull ₹0.84

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Banas Finance · Financials

Quality score65 · Top 25%
Fair value upside+104.7% · Top 25%

Regency Trust

No peer data.

Bottom line

As of Oct 3, 2026, Fair Value Calculator sees Banas Finance as the more attractively valued of the two: Banas Finance trades at ₹6.84 versus a fair value of ₹14.00 (+104.7%), while Regency Trust trades at ₹3.46 versus ₹0.79 (−77.2%).

Banas Finance has the higher quality score (65/100).

Open Banas Finance live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.