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STOCK COMPARISON

Brijlaxmi Leasing & Finance vs Saumya Consultants: Fair Value & Quality

Both stocks run through our valuation models. Here is how Brijlaxmi Leasing & Finance (532113) and Saumya Consultants (SAUMYA) compare, as of Oct 3, 2026.

As of Oct 3, 2026, Fair Value Calculator sees Brijlaxmi Leasing & Finance as the less overvalued of the two: Brijlaxmi Leasing & Finance trades at ₹10.20 versus a fair value of ₹8.87 (−13.0%), while Saumya Consultants trades at ₹120 versus ₹45.37 (−62.1%).
Brijlaxmi Leasing & Finance
532113.BSE · INR · Financials
−13.0%
upside to fair value
overvalued
Price₹10.20
Fair Value₹8.87
Quality39/100
Saumya Consultants
SAUMYA.BSE · INR · Financials
−62.1%
upside to fair value
overvalued
Price₹120
Fair Value₹45.37
Quality40/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Brijlaxmi Leasing & FinanceSaumya Consultants
Valuation
4.1×P/E (TTM)n/a
n/aP/S (TTM)0.15×
19.0×EV/EBITDAn/a
−13.0%Fair value upside−62.1%
Profitability
0.0%Operating margin-173.7%
n/aReturn on equity-5.7%
0.0%Return on assets-5.5%
Growth
0.0%Revenue growth (YoY)-86.8%
-11.2%Avg. growth/yr (3Y)-16.9%
n/aAvg. growth/yr (5Y)-8.7%
+83.7%Value creation/yrn/a
Balance & size
2.3×Interest coverage (EBIT/interest)n/a
3.02×Debt / equity0.00×
$1MMarket cap$9M
weakGrowth qualityweak

Brijlaxmi Leasing & Finance leads: 4 to 1 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Brijlaxmi Leasing & Financeof which business quality 35 · market factors 22 Saumya Consultantsof which business quality 40 · market factors 31
ProfitabilityMargins and returns on capital today
37
2
Quality GrowthAre margins and returns improving?
40
0
CashflowEarnings quality: real cash, not paper profit
33
32
Fin. StrengthBalance sheet, leverage, solvency risk
8
67
InvestmentDisciplined investing over empire-building
51
72
Low VolatilityCalm price path (market factor)
0
60
MomentumPrice trend over the last 3–12 months (market factor)
30
18
52W MomentumDistance to the 52-week high (market factor)
34
21
Net IssuanceShare count: buybacks or dilution?
58
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBrijlaxmi Leasing & FinancePrice ₹10.20Saumya ConsultantsPrice ₹120
Earnings-Based+323.2%above the price₹43.17n/a
Multiples+41.7%above the price₹14.45n/a
Asset-Based−28.3%below the price₹7.31−7.9%close to the price₹110
Economic Profit0%close to the price₹10.25n/a
Minimum−28.3%below the price₹7.31−7.9%close to the price₹110
Maximum+323.2%above the price₹43.17−7.9%close to the price₹110
Median+21.1%above the price₹12.35−7.9%close to the price₹110
Geometric mean+44.1%above the price₹14.70−7.9%close to the price₹110

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Brijlaxmi Leasing & Finance: 1 of 6 models see the stock below the current price.

Saumya Consultants: 1 of 1 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Brijlaxmi Leasing & Finance
Price ₹10.20
Fair Value ₹8.87
Bear ₹8.37Bull ₹9.96
Saumya Consultants
Price ₹120
Fair Value ₹45.37
Bear ₹29.94Bull ₹56.71

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Brijlaxmi Leasing & Finance · Financials

Quality score39 · bottom 25%
Fair value upside−13.0% · below median

Saumya Consultants · Financials

Quality score40 · bottom 25%
Fair value upside−62.1% · bottom 25%

Bottom line

As of Oct 3, 2026, Fair Value Calculator sees Brijlaxmi Leasing & Finance as the less overvalued of the two: Brijlaxmi Leasing & Finance trades at ₹10.20 versus a fair value of ₹8.87 (−13.0%), while Saumya Consultants trades at ₹120 versus ₹45.37 (−62.1%).

Saumya Consultants has the higher quality score (40/100).

Open Brijlaxmi Leasing & Finance live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.