Allianz SE VNA O.N. vs Ayalon Holdings: Fair Value & Quality
Both stocks run through our valuation models. Here is how Allianz SE VNA O.N. (ALV) and Ayalon Holdings (AYAL) compare, as of Sep 24, 2026.
Head-to-head numbers
Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.
betterweakerfor reference, not scored
Ayalon Holdings leads: 2 to 12 metric wins.
n/a = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
What the models say
How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.
▲above the price, more than 15% above ●close to the price, 85% to 115% of the price ▼below the price, more than 15% below
| Model family | Allianz SE VNA O.N.Price €413 | Ayalon HoldingsPrice ILS 198 |
|---|---|---|
| Dividend Discount | ▼-50%below the price€208 | ▼-37%below the priceILS 125 |
| Multiples | ▼-27%below the price€300 | ▼-32%below the priceILS 135 |
| Asset-Based | ▼-73%below the price€111 | ▼-82%below the priceILS 35.88 |
| Economic Profit | ▼-44%below the price€230 | ▼-49%below the priceILS 101 |
| Minimum | ▼-73%below the price€111 | ▼-82%below the priceILS 35.88 |
| Maximum | ▼-27%below the price€300 | ▼-32%below the priceILS 135 |
| Median | ▼-47%below the price€219 | ▼-43%below the priceILS 113 |
| Geometric mean | ▼-52%below the price€200 | ▼-55%below the priceILS 88.44 |
Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.
Allianz SE VNA O.N.: 6 of 6 models see the stock below the current price.
Ayalon Holdings: 6 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.
Compare two other stocks
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Allianz SE VNA O.N. · Financials
Ayalon Holdings · Financials
Bottom line
As of Sep 24, 2026, Fair Value Calculator sees Ayalon Holdings as the less overvalued of the two: Allianz SE VNA O.N. trades at €413 versus a fair value of €242 (-41%), while Ayalon Holdings trades at ILS 198 versus ILS 122 (-39%).
Allianz SE VNA O.N. has the higher quality score (63/100).
Open Ayalon Holdings live analysis →More comparisons
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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.