EN DE
STOCK COMPARISON

DBS Group Holdings vs Djurslands Bank: Fair Value & Quality

Both stocks run through our valuation models. Here is how DBS Group Holdings (D05) and Djurslands Bank (DJUR) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Djurslands Bank as the less overvalued of the two: DBS Group Holdings trades at S$77.48 versus a fair value of S$40.48 (-48%), while Djurslands Bank trades at DKK 1,100 versus DKK 828 (-25%).
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.48
Fair ValueS$40.48
Quality65/100
Djurslands Bank
DJUR.CO · DKK · Financials
-25%
upside to fair value
overvalued
PriceDKK 1,100
Fair ValueDKK 828
Quality52/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

DBS Group HoldingsDjurslands Bank
Valuation
20.2×P/E (TTM)10.8×
7.71×P/S (TTM)4.16×
2.49×P/B1.53×
n/aEV/EBITDA4.3×
3.44×PEGn/a
−47.8%Fair value upside−24.7%
3.7%Dividend yield1.8%
S$2.85Dividend per shareDKK 20.00
Profitability
60%Operating margin44%
0.99×EBIT margin trend (5Y)2.54×
16%Return on equity15%
1%Return on assets2%
Growth
3%Revenue growth (YoY)3%
11.6%Avg. growth/yr (3Y)20.7%
9.4%Avg. growth/yr (5Y)16.4%
+12.7%Value creation/yr+19.7%
Balance & size
0.6×Interest coverage (EBIT/interest)4.6×
0.69×Debt / equity0.03×
$172BMarket cap$448M
healthyGrowth qualityexpensive

Djurslands Bank leads: 3 to 11 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

DBS Group Holdingsof which business quality 61 · market factors 94 Djurslands Bankof which business quality 46 · market factors 82
ProfitabilityMargins and returns on capital today
38
38
Quality GrowthAre margins and returns improving?
54
52
CashflowEarnings quality: real cash, not paper profit
84
38
Fin. StrengthBalance sheet, leverage, solvency risk
56
30
InvestmentDisciplined investing over empire-building
78
62
Low VolatilityCalm price path (market factor)
100
83
MomentumPrice trend over the last 3–12 months (market factor)
88
75
52W MomentumDistance to the 52-week high (market factor)
98
93
Net IssuanceShare count: buybacks or dilution?
65
78

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyDBS Group HoldingsPrice S$77.48Djurslands BankPrice DKK 1,100
Dividend Discount-35%below the priceS$50.43-93%below the priceDKK 78.67
Multiples-46%below the priceS$41.94+2%close to the priceDKK 1,127
Asset-Based-79%below the priceS$16.22-56%below the priceDKK 488
Economic Profit-60%below the priceS$31.19-32%below the priceDKK 753
Minimum-79%below the priceS$16.22-93%below the priceDKK 78.67
Maximum-35%below the priceS$50.43+2%close to the priceDKK 1,127
Median-53%below the priceS$36.57-44%below the priceDKK 621
Geometric mean-58%below the priceS$32.16-61%below the priceDKK 425

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Djurslands Bank: 5 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

DBS Group Holdings
Price S$77.48
Fair Value S$40.48
Bear S$29.38Bull S$50.60
Djurslands Bank
Price DKK 1,100
Fair Value DKK 828
Bear DKK 678Bull DKK 1,408

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Djurslands Bank · Financials

Quality score52 · below median
Fair value upside-25% · below median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Djurslands Bank as the less overvalued of the two: DBS Group Holdings trades at S$77.48 versus a fair value of S$40.48 (-48%), while Djurslands Bank trades at DKK 1,100 versus DKK 828 (-25%).

DBS Group Holdings has the higher quality score (65/100).

Open Djurslands Bank live analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.