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STOCK COMPARISON

DBS Group Holdings vs Moneta Money Bank AS: Fair Value & Quality

Both stocks run through our valuation models. Here is how DBS Group Holdings (D05) and Moneta Money Bank AS (MONET) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Moneta Money Bank AS as the less overvalued of the two: DBS Group Holdings trades at S$77.69 versus a fair value of S$40.48 (-48%), while Moneta Money Bank AS trades at CZK 193 versus CZK 121 (-37%).
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.69
Fair ValueS$40.48
Quality65/100
Moneta Money Bank AS
MONET.PR · CZK · Financials
-37%
upside to fair value
overvalued
PriceCZK 193
Fair ValueCZK 121
Quality59/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

DBS Group HoldingsMoneta Money Bank AS
Valuation
20.2×P/E (TTM)14.9×
7.73×P/S (TTM)7.22×
2.50×P/B3.15×
n/aEV/EBITDA5.7×
3.44×PEGn/a
−47.9%Fair value upside−37.4%
3.7%Dividend yield6.0%
S$2.85Dividend per shareCZK 11.50
Profitability
60%Operating margin61%
0.99×EBIT margin trend (5Y)2.02×
16%Return on equity20%
1%Return on assets1%
Growth
3%Revenue growth (YoY)5%
11.6%Avg. growth/yr (3Y)4.8%
9.4%Avg. growth/yr (5Y)2.9%
+12.7%Value creation/yr+16.3%
Balance & size
0.6×Interest coverage (EBIT/interest)1.2×
0.69×Debt / equityn/a
$172BMarket cap$5B
healthyGrowth qualitymixed

Moneta Money Bank AS leads: 4 to 8 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

DBS Group Holdingsof which business quality 61 · market factors 93 Moneta Money Bank ASof which business quality 53 · market factors 75
ProfitabilityMargins and returns on capital today
38
41
Quality GrowthAre margins and returns improving?
54
60
CashflowEarnings quality: real cash, not paper profit
84
69
Fin. StrengthBalance sheet, leverage, solvency risk
56
15
InvestmentDisciplined investing over empire-building
78
74
Low VolatilityCalm price path (market factor)
100
94
MomentumPrice trend over the last 3–12 months (market factor)
86
58
52W MomentumDistance to the 52-week high (market factor)
98
83
Net IssuanceShare count: buybacks or dilution?
65
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyDBS Group HoldingsPrice S$77.69Moneta Money Bank ASPrice CZK 193
Dividend Discount-35%below the priceS$50.54n/a
Multiples-46%below the priceS$42.04-35%below the priceCZK 125
Asset-Based-79%below the priceS$16.26-79%below the priceCZK 40.94
Economic Profit-60%below the priceS$31.26-45%below the priceCZK 106
Minimum-79%below the priceS$16.26-79%below the priceCZK 40.94
Maximum-35%below the priceS$50.54-35%below the priceCZK 125
Median-53%below the priceS$36.65-45%below the priceCZK 106
Geometric mean-59%below the priceS$32.24-58%below the priceCZK 81.63

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Moneta Money Bank AS: 4 of 4 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

DBS Group Holdings
Price S$77.69
Fair Value S$40.48
Bear S$29.38Bull S$50.60
Moneta Money Bank AS
Price CZK 193
Fair Value CZK 121
Bear CZK 90.51Bull CZK 151

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Moneta Money Bank AS · Financials

Quality score59 · above median
Fair value upside-37% · below median

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Moneta Money Bank AS as the less overvalued of the two: DBS Group Holdings trades at S$77.69 versus a fair value of S$40.48 (-48%), while Moneta Money Bank AS trades at CZK 193 versus CZK 121 (-37%).

DBS Group Holdings has the higher quality score (65/100).

Open Moneta Money Bank AS live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.