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STOCK COMPARISON

DBS Group Holdings vs Preferred Bank: Fair Value & Quality

Both stocks run through our valuation models. Here is how DBS Group Holdings (D05) and Preferred Bank (PFBC) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Preferred Bank as the less overvalued of the two: DBS Group Holdings trades at S$77.69 versus a fair value of S$40.48 (-48%), while Preferred Bank trades at $106 versus $92.19 (-13%).
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.69
Fair ValueS$40.48
Quality65/100
Preferred Bank
PFBC · USD · Financials
-13%
upside to fair value
overvalued
Price$106
Fair Value$92.19
Quality67/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

DBS Group HoldingsPreferred Bank
Valuation
20.2×P/E (TTM)9.9×
7.73×P/S (TTM)4.45×
2.50×P/B1.61×
n/aEV/EBITDA4.3×
3.44×PEG0.94×
−47.9%Fair value upside−12.9%
3.7%Dividend yield3.0%
S$2.85Dividend per share$3.15
Profitability
60%Operating margin67%
0.99×EBIT margin trend (5Y)0.86×
16%Return on equity18%
1%Return on assets2%
Growth
3%Revenue growth (YoY)5%
11.6%Avg. growth/yr (3Y)18.3%
9.4%Avg. growth/yr (5Y)17.8%
+12.7%Value creation/yr+17.9%
Balance & size
0.6×Interest coverage (EBIT/interest)0.9×
0.69×Debt / equity0.44×
$172BMarket cap$1B
healthyGrowth qualitymixed

Preferred Bank leads: 3 to 12 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

DBS Group Holdingsof which business quality 61 · market factors 93 Preferred Bankof which business quality 62 · market factors 69
ProfitabilityMargins and returns on capital today
38
40
Quality GrowthAre margins and returns improving?
54
50
CashflowEarnings quality: real cash, not paper profit
84
88
Fin. StrengthBalance sheet, leverage, solvency risk
56
35
InvestmentDisciplined investing over empire-building
78
77
Low VolatilityCalm price path (market factor)
100
88
MomentumPrice trend over the last 3–12 months (market factor)
86
56
52W MomentumDistance to the 52-week high (market factor)
98
71
Net IssuanceShare count: buybacks or dilution?
65
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyDBS Group HoldingsPrice S$77.69Preferred BankPrice $106
Dividend Discount-35%below the priceS$50.54-59%below the price$43.23
Multiples-46%below the priceS$42.04+13%close to the price$120
Asset-Based-79%below the priceS$16.26-58%below the price$44.63
Economic Profit-60%below the priceS$31.26-19%below the price$85.59
Minimum-79%below the priceS$16.26-59%below the price$43.23
Maximum-35%below the priceS$50.54+13%close to the price$120
Median-53%below the priceS$36.65-38%below the price$65.11
Geometric mean-59%below the priceS$32.24-37%below the price$66.70

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Preferred Bank: 5 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

DBS Group Holdings
Price S$77.69
Fair Value S$40.48
Bear S$29.38Bull S$50.60
Preferred Bank
Price $106
Fair Value $92.19
Bear $69.54Bull $150

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Preferred Bank · Financials

Quality score67 · Top 25%
Fair value upside-13% · below median

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Preferred Bank as the less overvalued of the two: DBS Group Holdings trades at S$77.69 versus a fair value of S$40.48 (-48%), while Preferred Bank trades at $106 versus $92.19 (-13%).

Preferred Bank has the higher quality score (67/100).

Open Preferred Bank live analysis →

More comparisons

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.