EN DE
STOCK COMPARISON

DBS Group Holdings vs TISCO Financial Group Public Company: Fair Value & Quality

Both stocks run through our valuation models. Here is how DBS Group Holdings (D05) and TISCO Financial Group Public Company (TISCO) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees TISCO Financial Group Public Company as the less overvalued of the two: DBS Group Holdings trades at S$77.69 versus a fair value of S$40.48 (-48%), while TISCO Financial Group Public Company trades at THB 129 versus THB 91.95 (-28%).
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.69
Fair ValueS$40.48
Quality65/100
TISCO Financial Group Public Company
TISCO.BK · THB · Financials
-28%
upside to fair value
overvalued
PriceTHB 129
Fair ValueTHB 91.95
Quality63/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

DBS Group HoldingsTISCO Financial Group Public Company
Valuation
20.3×P/E (TTM)15.3×
7.74×P/S (TTM)5.93×
2.50×P/B2.38×
n/aEV/EBITDA10.9×
3.44×PEG3.26×
−47.9%Fair value upside−28.4%
3.7%Dividend yield6.0%
S$2.85Dividend per shareTHB 7.75
Profitability
60%Operating margin49%
0.99×EBIT margin trend (5Y)1.26×
16%Return on equity15%
1%Return on assets2%
Growth
3%Revenue growth (YoY)2%
11.6%Avg. growth/yr (3Y)6.9%
9.4%Avg. growth/yr (5Y)2.2%
+12.7%Value creation/yr+5.6%
Balance & size
0.6×Interest coverage (EBIT/interest)2.2×
0.69×Debt / equity0.35×
$173BMarket cap$3B
healthyGrowth qualityhealthy

TISCO Financial Group Public Company leads: 4 to 10 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

DBS Group Holdingsof which business quality 61 · market factors 94 TISCO Financial Group Public Companyof which business quality 56 · market factors 80
ProfitabilityMargins and returns on capital today
38
40
Quality GrowthAre margins and returns improving?
54
59
CashflowEarnings quality: real cash, not paper profit
84
88
Fin. StrengthBalance sheet, leverage, solvency risk
56
3
InvestmentDisciplined investing over empire-building
78
94
Low VolatilityCalm price path (market factor)
100
100
MomentumPrice trend over the last 3–12 months (market factor)
86
65
52W MomentumDistance to the 52-week high (market factor)
100
84
Net IssuanceShare count: buybacks or dilution?
65
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyDBS Group HoldingsPrice S$77.69TISCO Financial Group Public CompanyPrice THB 129
Dividend Discount-29%below the priceS$54.87-5%close to the priceTHB 122
Multiples-46%below the priceS$42.04-28%below the priceTHB 91.99
Asset-Based-79%below the priceS$16.26-72%below the priceTHB 36.30
Economic Profit-59%below the priceS$32.23-47%below the priceTHB 67.55
Minimum-79%below the priceS$16.26-72%below the priceTHB 36.30
Maximum-29%below the priceS$54.87-5%close to the priceTHB 122
Median-52%below the priceS$37.13-38%below the priceTHB 79.77
Geometric mean-57%below the priceS$33.16-44%below the priceTHB 72.47

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

TISCO Financial Group Public Company: 5 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

DBS Group Holdings
Price S$77.69
Fair Value S$40.48
Bear S$30.36Bull S$50.60
TISCO Financial Group Public Company
Price THB 129
Fair Value THB 91.95
Bear THB 66.97Bull THB 115

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

TISCO Financial Group Public Company · Financials

Quality score63 · Top 25%
Fair value upside-28% · below median

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees TISCO Financial Group Public Company as the less overvalued of the two: DBS Group Holdings trades at S$77.69 versus a fair value of S$40.48 (-48%), while TISCO Financial Group Public Company trades at THB 129 versus THB 91.95 (-28%).

DBS Group Holdings has the higher quality score (65/100).

Open TISCO Financial Group Public Company live analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.