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STOCK COMPARISON

Dominion Lending Centres vs Federal Home Loan Mortgage Corp Pref Perpetual: Fair Value & Quality

Both stocks run through our valuation models. Here is how Dominion Lending Centres (DLCG) and Federal Home Loan Mortgage Corp Pref Perpetual (FMCCT) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref Perpetual as the more attractively valued of the two: Dominion Lending Centres trades at C$9.62 versus a fair value of C$5.93 (-38%), while Federal Home Loan Mortgage Corp Pref Perpetual trades at $12.13 versus $24.00 (+98%).
Dominion Lending Centres
DLCG.TO · CAD · Financials
-38%
upside to fair value
overvalued
PriceC$9.62
Fair ValueC$5.93
Quality55/100
Federal Home Loan Mortgage Corp Pref Perpetual
FMCCT · USD · Financials
+98%
upside to fair value
undervalued
Price$12.13
Fair Value$24.00
Quality53/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Dominion Lending CentresFederal Home Loan Mortgage Corp Pref Perpetual
Valuation
33.2×P/E (TTM)197.8×
5.49×P/S (TTM)n/a
3.98× · book value is mostly goodwillP/BNegative equity
10.5×EV/EBITDAn/a
−38.3%Fair value upside+97.9%
1.6%Dividend yieldn/a
C$0.15Dividend per sharen/a
Profitability
36%Operating margin69%
1.25×EBIT margin trend (5Y)n/a
17%Return on equityNegative equity
12%Return on assets0%
Growth
7%Revenue growth (YoY)34%
13.3%Avg. growth/yr (3Y)92.6%
14.4%Avg. growth/yr (5Y)43.0%
+5.1%Value creation/yr+7.9%
Balance & size
30.2×Interest coverage (EBIT/interest)n/a
0.15×Debt / equityNegative equity
$536MMarket capn/a
mixedGrowth qualitymixed

Federal Home Loan Mortgage Corp Pref Perpetual leads: 2 to 5 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Dominion Lending Centresof which business quality 55 · market factors 51 Federal Home Loan Mortgage Corp Pref Perpetualof which business quality 49 · market factors 10
ProfitabilityMargins and returns on capital today
65
36
Quality GrowthAre margins and returns improving?
60
29
CashflowEarnings quality: real cash, not paper profit
82
97
Fin. StrengthBalance sheet, leverage, solvency risk
51
0
InvestmentDisciplined investing over empire-building
58
62
Low VolatilityCalm price path (market factor)
50
24
MomentumPrice trend over the last 3–12 months (market factor)
53
6
52W MomentumDistance to the 52-week high (market factor)
49
1
Net IssuanceShare count: buybacks or dilution?
0
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyDominion Lending CentresPrice C$9.62Federal Home Loan Mortgage Corp Pref PerpetualPrice $12.13
DCF Models-19%below the priceC$7.77n/a
Earnings-Based+37%above the priceC$13.14+1032%above the price$137
Dividend Discount-79%below the priceC$2.04n/a
Multiples-66%below the priceC$3.30+205%above the price$36.95
Asset-Based-88%below the priceC$1.17+21%above the price$14.64
Growth DCF-36%below the priceC$6.18n/a
Economic Profit-76%below the priceC$2.33+144%above the price$29.54
Minimum-88%below the priceC$1.17+21%above the price$14.64
Maximum+37%above the priceC$13.14+1032%above the price$137
Median-66%below the priceC$3.30+174%above the price$33.25
Geometric mean-60%below the priceC$3.80+217%above the price$38.49

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Dominion Lending Centres: 11 of 13 models see the stock below the current price.

Federal Home Loan Mortgage Corp Pref Perpetual: 0 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Dominion Lending Centres
Price C$9.62
Fair Value C$5.93
Bear C$3.15Bull C$9.89
Federal Home Loan Mortgage Corp Pref Perpetual
Price $12.13
Fair Value $24.00
Bear $19.31Bull $54.99

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Dominion Lending Centres · Financials

Quality score55 · above median
Fair value upside-38% · bottom 25%

Federal Home Loan Mortgage Corp Pref Perpetual · Financials

Quality score53 · below median
Fair value upside+98% · Top 25%

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref Perpetual as the more attractively valued of the two: Dominion Lending Centres trades at C$9.62 versus a fair value of C$5.93 (-38%), while Federal Home Loan Mortgage Corp Pref Perpetual trades at $12.13 versus $24.00 (+98%).

Dominion Lending Centres has the higher quality score (55/100).

Open Federal Home Loan Mortgage Corp Pref Perpetual live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.