EN DE
STOCK COMPARISON

Employers Holdings vs Fidelity National Financial: Fair Value & Quality

Both stocks run through our valuation models. Here is how Employers Holdings (EIG) and Fidelity National Financial (FNF) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees Fidelity National Financial as the less overvalued of the two: Employers Holdings trades at $49.49 versus a fair value of $7.70 (-84%), while Fidelity National Financial trades at $50.18 versus $29.08 (-42%).
Employers Holdings
EIG · USD · Financials
-84%
upside to fair value
overvalued
Price$49.49
Fair Value$7.70
Quality59/100
Fidelity National Financial
FNF · USD · Financials
-42%
upside to fair value
overvalued
Price$50.18
Fair Value$29.08
Quality52/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Employers HoldingsFidelity National Financial
Valuation
101.2×P/E (TTM)17.6×
0.98×P/S (TTM)0.89×
0.89×P/B1.80×
46.4×EV/EBITDA6.4×
1.32×PEG0.85×
2.8%Dividend yield4.2%
$1.28Dividend per share$2.04
Profitability
1%Net margin5%
7%Operating margin19%
1%Return on equity10%
0%Return on assets1%
Growth
3%Revenue growth (YoY)17%
6.3%Avg. growth/yr (3Y)8.2%
3.8%Avg. growth/yr (5Y)6.3%
Balance & size
0.02×Debt / equity0.59×
$849MMarket cap$13B
mixedGrowth qualityhealthy

Fidelity National Financial leads: 2 to 12 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Employers Holdingsof which business quality 56 · market factors 76 Fidelity National Financialof which business quality 51 · market factors 46
ProfitabilityMargins and returns on capital today
16
22
Quality GrowthAre margins and returns improving?
17
51
CashflowEarnings quality: real cash, not paper profit
66
100
Fin. StrengthBalance sheet, leverage, solvency risk
62
7
InvestmentDisciplined investing over empire-building
99
50
Low VolatilityCalm price path (market factor)
89
67
MomentumPrice trend over the last 3–12 months (market factor)
65
35
52W MomentumDistance to the 52-week high (market factor)
80
40
Net IssuanceBuybacks instead of dilution
100
87

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Employers Holdings

Multiples$8.88
Asset-Based$35.10
Economic Profit$30.62

4 of 4 models see the stock below the current price.

Fidelity National Financial

Dividend Discount$35.18
Multiples$33.55
Asset-Based$18.48
Economic Profit$25.07

6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Employers Holdings
Bear $5.77Fair Value $7.70Bull $9.62
$49.49 = current price (white tick)
Fidelity National Financial
Bear $21.81Fair Value $29.08Bull $36.34
$50.18 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Employers Holdings · Financials

Quality score59 · above median
Fair value upside-84% · bottom 25%

Fidelity National Financial · Financials

Quality score52 · below median
Fair value upside-42% · bottom 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees Fidelity National Financial as the less overvalued of the two: Employers Holdings trades at $49.49 versus a fair value of $7.70 (-84%), while Fidelity National Financial trades at $50.18 versus $29.08 (-42%).

Employers Holdings has the higher quality score (59/100).

See the full analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.