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STOCK COMPARISON

Franklin Credit Management vs Federal Home Loan Mortgage Corp Pref Perpetual: Fair Value & Quality

Both stocks run through our valuation models. Here is how Franklin Credit Management (FCRM) and Federal Home Loan Mortgage Corp Pref Perpetual (FMCCT) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref Perpetual as the more attractively valued of the two: Franklin Credit Management trades at $0.19 versus a fair value of $0.09 (-52%), while Federal Home Loan Mortgage Corp Pref Perpetual trades at $12.13 versus $24.00 (+98%).
Franklin Credit Management
FCRM · USD · Financials
-52%
upside to fair value
overvalued
Price$0.19
Fair Value$0.09
Quality55/100
Federal Home Loan Mortgage Corp Pref Perpetual
FMCCT · USD · Financials
+98%
upside to fair value
undervalued
Price$12.13
Fair Value$24.00
Quality53/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Franklin Credit ManagementFederal Home Loan Mortgage Corp Pref Perpetual
Valuation
n/aP/E (TTM)197.8×
0.22×P/S (TTM)n/a
0.38×P/BNegative equity
−52.4%Fair value upside+97.9%
Profitability
-51%Operating margin69%
11%Return on equityNegative equity
-11%Return on assets0%
Growth
-24%Revenue growth (YoY)34%
-8.2%Avg. growth/yr (3Y)92.6%
-4.3%Avg. growth/yr (5Y)43.0%
n/aValue creation/yr+7.9%
Balance & size
0.17×Debt / equityNegative equity
$2MMarket capn/a
weakGrowth qualitymixed

Federal Home Loan Mortgage Corp Pref Perpetual leads: 0 to 6 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Franklin Credit Managementof which business quality 55 · market factors 70 Federal Home Loan Mortgage Corp Pref Perpetualof which business quality 49 · market factors 10
ProfitabilityMargins and returns on capital today
25
36
Quality GrowthAre margins and returns improving?
26
29
CashflowEarnings quality: real cash, not paper profit
38
97
Fin. StrengthBalance sheet, leverage, solvency risk
82
0
InvestmentDisciplined investing over empire-building
100
62
Low VolatilityCalm price path (market factor)
50
24
MomentumPrice trend over the last 3–12 months (market factor)
67
6
52W MomentumDistance to the 52-week high (market factor)
100
1
Net IssuanceShare count: buybacks or dilution?
82
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyFranklin Credit ManagementPrice $0.19Federal Home Loan Mortgage Corp Pref PerpetualPrice $12.13
Earnings-Basedn/a+1032%above the price$137
Multiplesn/a+205%above the price$36.95
Asset-Based+75%above the price$0.33+21%above the price$14.64
Economic Profitn/a+144%above the price$29.54
Minimum+75%above the price$0.33+21%above the price$14.64
Maximum+75%above the price$0.33+1032%above the price$137
Median+75%above the price$0.33+174%above the price$33.25
Geometric mean+75%above the price$0.33+217%above the price$38.49

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Franklin Credit Management: 0 of 1 models see the stock below the current price.

Federal Home Loan Mortgage Corp Pref Perpetual: 0 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Franklin Credit Management
Price $0.19
Fair Value $0.09
Bear $0.06Bull $0.11
Federal Home Loan Mortgage Corp Pref Perpetual
Price $12.13
Fair Value $24.00
Bear $19.31Bull $54.99

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Franklin Credit Management · Financials

Quality score55 · above median
Fair value upside-52% · bottom 25%

Federal Home Loan Mortgage Corp Pref Perpetual · Financials

Quality score53 · below median
Fair value upside+98% · Top 25%

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Federal Home Loan Mortgage Corp Pref Perpetual as the more attractively valued of the two: Franklin Credit Management trades at $0.19 versus a fair value of $0.09 (-52%), while Federal Home Loan Mortgage Corp Pref Perpetual trades at $12.13 versus $24.00 (+98%).

Franklin Credit Management has the higher quality score (55/100).

Open Federal Home Loan Mortgage Corp Pref Perpetual live analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.