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STOCK COMPARISON

Klaria Pharma Holding AB vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Klaria Pharma Holding AB (KLAR) and Visa Inc. Class A (V) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Klaria Pharma Holding AB trades at SEK 0.60 versus a fair value of SEK 0.11 (-82%), while Visa Inc. Class A trades at $362 versus $227 (-37%).
Klaria Pharma Holding AB
KLAR.ST · SEK · Health Care
-82%
upside to fair value
overvalued
PriceSEK 0.60
Fair ValueSEK 0.11
Quality25/100
Visa Inc. Class A
V · USD · Financials
-37%
upside to fair value
overvalued
Price$362
Fair Value$227
Quality82/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Klaria Pharma Holding ABVisa Inc. Class A
Valuation
n/aP/E (TTM)30.4×
n/aP/S (TTM)16.60×
Negative equityP/B18.84× · book value is mostly goodwill
n/aEV/EBITDA23.7×
n/aPEG1.53×
−81.5%Fair value upside−37.1%
n/aDividend yield0.7%
n/aDividend per share$2.60
Profitability
n/aOperating margin67%
n/aEBIT margin trend (5Y)0.93×
Negative equityReturn on equity60%
-52%Return on assets19%
Growth
-99%Revenue growth (YoY)17%
15.3%Avg. growth/yr (3Y)10.9%
4.5%Avg. growth/yr (5Y)12.9%
n/aValue creation/yr+16.5%
Balance & size
n/aInterest coverage (EBIT/interest)40.7×
Negative equityDebt / equity0.52×
$19MMarket cap$714B
mixedGrowth qualityhealthy
Valuation multiples (P/E, P/S, P/B, EV/EBITDA) are shown but not scored here: the two companies sit in different sectors, and multiples only compare fairly between similar business models. PEG stays scored, as it relates the P/E to growth.

Visa Inc. Class A leads: 1 to 4 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Klaria Pharma Holding ABof which business quality 21 · market factors 32 Visa Inc. Class Aof which business quality 76 · market factors 64
ProfitabilityMargins and returns on capital today
12
76
Quality GrowthAre margins and returns improving?
70
41
CashflowEarnings quality: real cash, not paper profit
9
85
Fin. StrengthBalance sheet, leverage, solvency risk
1
71
InvestmentDisciplined investing over empire-building
67
85
Low VolatilityCalm price path (market factor)
24
83
MomentumPrice trend over the last 3–12 months (market factor)
40
56
52W MomentumDistance to the 52-week high (market factor)
29
57
Net IssuanceShare count: buybacks or dilution?
0
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyKlaria Pharma Holding ABPrice SEK 0.60Visa Inc. Class APrice $362
DCF Modelsn/a-34%below the price$238
Earnings-Basedn/a-26%below the price$269
Multiplesn/a-74%below the price$94.55
Asset-Basedn/a-96%below the price$15.30
Growth DCFn/a-38%below the price$224
Economic Profitn/a-47%below the price$190
Minimumn/a-96%below the price$15.30
Maximumn/a-26%below the price$269
Mediann/a-43%below the price$207
Geometric meann/a-65%below the price$126

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Visa Inc. Class A: 10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Klaria Pharma Holding AB
Price SEK 0.60
Fair Value SEK 0.11
Bear SEK 0.09Bull SEK 0.14
Visa Inc. Class A
Price $362
Fair Value $227
Bear $119Bull $536

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Klaria Pharma Holding AB · Health Care

Quality score25 · bottom 25%
Fair value upside-82% · bottom 25%

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-37% · below median

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Klaria Pharma Holding AB trades at SEK 0.60 versus a fair value of SEK 0.11 (-82%), while Visa Inc. Class A trades at $362 versus $227 (-37%).

Visa Inc. Class A has the higher quality score (82/100).

Open Visa Inc. Class A live analysis →
Klaria Pharma Holding AB · Visa Inc. Class A

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.