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STOCK COMPARISON

Morgan Stanley vs Reino Capital: Fair Value & Quality

Both stocks run through our valuation models. Here is how Morgan Stanley (MS) and Reino Capital (RNC) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Morgan Stanley as the more attractively valued of the two: Morgan Stanley trades at $196 versus a fair value of $314 (+60%), while Reino Capital trades at PLN 1.50 versus PLN 1.14 (-24%).
Morgan Stanley
MS · USD · Financials
+60%
upside to fair value
undervalued
Price$196
Fair Value$314
Quality66/100
Reino Capital
RNC.WAR · PLN · Financials
-24%
upside to fair value
overvalued
PricePLN 1.50
Fair ValuePLN 1.14
Quality62/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Morgan StanleyReino Capital
Valuation
16.0×P/E (TTM)37.5×
4.02×P/S (TTM)0.36×
2.80×P/B1.33×
20.7×EV/EBITDA6.7×
1.76×PEGn/a
+60.0%Fair value upside−24.0%
2.1%Dividend yieldn/a
$4.15Dividend per sharen/a
Profitability
42%Operating margin6%
0.66×EBIT margin trend (5Y)n/a
18%Return on equity16%
1%Return on assets6%
Growth
28%Revenue growth (YoY)296%
22.5%Avg. growth/yr (3Y)74.3%
18.3%Avg. growth/yr (5Y)82.9%
+8.4%Value creation/yr+11.7%
Balance & size
0.4×Interest coverage (EBIT/interest)1.5×
3.13×Debt / equity0.59×
$313BMarket cap$34M
mixedGrowth qualityhealthy

Reino Capital leads: 3 to 10 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Morgan Stanleyof which business quality 61 · market factors 58 Reino Capitalof which business quality 60 · market factors 72
ProfitabilityMargins and returns on capital today
31
53
Quality GrowthAre margins and returns improving?
56
86
CashflowEarnings quality: real cash, not paper profit
100
68
Fin. StrengthBalance sheet, leverage, solvency risk
26
29
InvestmentDisciplined investing over empire-building
82
95
Low VolatilityCalm price path (market factor)
58
50
MomentumPrice trend over the last 3–12 months (market factor)
57
79
52W MomentumDistance to the 52-week high (market factor)
61
84
Net IssuanceShare count: buybacks or dilution?
87
49

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyMorgan StanleyPrice $196Reino CapitalPrice PLN 1.50
DCF Models+109%above the price$410-25%below the pricePLN 1.12
Earnings-Based+9%close to the price$215-52%below the pricePLN 0.72
Dividend Discount-59%below the price$80.18n/a
Multiples-39%below the price$120-82%below the pricePLN 0.27
Asset-Based-76%below the price$47.62-87%below the pricePLN 0.20
Growth DCF+234%above the price$656+12%close to the pricePLN 1.68
Economic Profit-51%below the price$96.23-85%below the pricePLN 0.23
Minimum-76%below the price$47.62-87%below the pricePLN 0.20
Maximum+234%above the price$656+12%close to the pricePLN 1.68
Median-39%below the price$120-67%below the pricePLN 0.49
Geometric mean-19%below the price$159-66%below the pricePLN 0.50

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Morgan Stanley: 7 of 13 models see the stock below the current price.

Reino Capital: 9 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Morgan Stanley
Price $196
Fair Value $314
Bear $105Bull $429
Reino Capital
Price PLN 1.50
Fair Value PLN 1.14
Bear PLN 0.63Bull PLN 1.85

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Morgan Stanley · Financials

Quality score66 · Top 25%
Fair value upside+60% · Top 25%

Reino Capital · Financials

Quality score62 · Top 25%
Fair value upside-24% · below median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Morgan Stanley as the more attractively valued of the two: Morgan Stanley trades at $196 versus a fair value of $314 (+60%), while Reino Capital trades at PLN 1.50 versus PLN 1.14 (-24%).

Morgan Stanley has the higher quality score (66/100).

Open Morgan Stanley live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.