Royal Bank of Canada vs Wells Fargo &: Fair Value & Quality
Both stocks run through our valuation models. Here is how Royal Bank of Canada (RY) and Wells Fargo & (WFC) compare, as of Aug 16, 2026.
As of Aug 16, 2026, Fair Value Calculator sees Wells Fargo & as the less overvalued of the two: Royal Bank of Canada trades at $217 versus a fair value of $152 (-30%), while Wells Fargo & trades at $88.82 versus $79.60 (-10%).
Royal Bank of Canada
RY · USD · Financials
-30%
upside to fair value
overvalued
Price$217
Fair Value$152
Quality63/100
Wells Fargo &
WFC · USD · Financials
-10%
upside to fair value
overvalued
Price$88.82
Fair Value$79.60
Quality55/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Royal Bank of CanadaWells Fargo &
Valuation
19.5×P/E (TTM)13.5×
4.46×P/S (TTM)3.29×
2.11×P/B1.47×
19.5×EV/EBITDA9.1×
2.34×PEG1.52×
3.1%Dividend yield2.0%
$6.36Dividend per share$1.75
Profitability
34%Net margin27%
45%Operating margin29%
16%Return on equity12%
1%Return on assets1%
Growth
16%Revenue growth (YoY)6%
27.1%Avg. growth/yr (3Y)14.0%
17.6%Avg. growth/yr (5Y)8.5%
Balance & size
2.54×Debt / equity0.97×
$293BMarket cap$267B
healthyGrowth qualityexpensive
Even match: 7 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Royal Bank of Canadaof which business quality 57 · market factors 87Wells Fargo &of which business quality 49 · market factors 61
ProfitabilityMargins and returns on capital today
30
31
Quality GrowthAre margins and returns improving?
62
45
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
74
92
Low VolatilityCalm price path (market factor)
83
71
MomentumPrice trend over the last 3–12 months (market factor)
82
56
52W MomentumDistance to the 52-week high (market factor)
100
59
Net IssuanceBuybacks instead of dilution
83
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Royal Bank of Canada
Dividend Discount$121
Multiples$165
Asset-Based$67.06
Economic Profit$131
6 of 6 models see the stock below the current price.
Wells Fargo &
Dividend Discount$39.45
Multiples$86.76
Asset-Based$39.65
Economic Profit$66.24
5 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Royal Bank of Canada
Bear $114Fair Value $152Bull $190
$217 = current price (white tick)
Wells Fargo &
Bear $59.70Fair Value $79.60Bull $99.50
$88.82 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Royal Bank of Canada · Financials
Quality score63 · Top 25%
Fair value upside-30% · below median
Wells Fargo & · Financials
Quality score55 · above median
Fair value upside-10% · below median
Bottom line
As of Aug 16, 2026, Fair Value Calculator sees Wells Fargo & as the less overvalued of the two: Royal Bank of Canada trades at $217 versus a fair value of $152 (-30%), while Wells Fargo & trades at $88.82 versus $79.60 (-10%).
Royal Bank of Canada has the higher quality score (63/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
