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STOCK COMPARISON

Saumya Consultants vs Superior Finlease: Fair Value & Quality

Both stocks run through our valuation models. Here is how Saumya Consultants (SAUMYA) and Superior Finlease (SUPERIOR) compare, as of Oct 3, 2026.

As of Oct 3, 2026, Fair Value Calculator sees Saumya Consultants as the less overvalued of the two: Saumya Consultants trades at ₹120 versus a fair value of ₹45.37 (−62.1%), while Superior Finlease trades at ₹1.62 versus ₹0.40 (−75.3%).
Saumya Consultants
SAUMYA.BSE · INR · Financials
−62.1%
upside to fair value
overvalued
Price₹120
Fair Value₹45.37
Quality40/100
Superior Finlease
SUPERIOR.BSE · INR
−75.3%
upside to fair value
overvalued
Price₹1.62
Fair Value₹0.40
Quality36/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Saumya ConsultantsSuperior Finlease
Valuation
n/aP/E (TTM)162.0×
0.15×P/S (TTM)28.04×
n/aP/B1.69×
−62.1%Fair value upside−75.3%
Profitability
-173.7%Operating margin14.5%
n/aEBIT margin trend (5Y)0.21×
-5.7%Return on equity0.9%
-5.5%Return on assets0.1%
Growth
-86.8%Revenue growth (YoY)24.5%
-16.9%Avg. growth/yr (3Y)-80.5%
-8.7%Avg. growth/yr (5Y)-53.6%
n/aValue creation/yr−63.6%
Balance & size
0.00×Debt / equity7.47×
$9MMarket cap$1M
weakGrowth qualityweak
Valuation multiples (P/E, P/S, P/B, EV/EBITDA) are shown but not scored here: the two companies sit in different sectors, and multiples only compare fairly between similar business models. PEG stays scored, as it relates the P/E to growth.

Saumya Consultants leads: 4 to 2 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Saumya Consultantsof which business quality 40 · market factors 31 Superior Finleaseof which business quality 36 · market factors 37
ProfitabilityMargins and returns on capital today
2
20
Quality GrowthAre margins and returns improving?
0
41
CashflowEarnings quality: real cash, not paper profit
32
33
Fin. StrengthBalance sheet, leverage, solvency risk
67
41
InvestmentDisciplined investing over empire-building
72
100
Low VolatilityCalm price path (market factor)
60
39
MomentumPrice trend over the last 3–12 months (market factor)
18
32
52W MomentumDistance to the 52-week high (market factor)
21
43
Net IssuanceShare count: buybacks or dilution?
82
0

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familySaumya ConsultantsPrice ₹120Superior FinleasePrice ₹1.62
Earnings-Basedn/a−77.8%below the price₹0.36
Multiplesn/a−88.3%below the price₹0.19
Asset-Based−7.9%close to the price₹110−42.6%below the price₹0.93
Economic Profitn/a−47.5%below the price₹0.85
Growth Earningsn/a−71.0%below the price₹0.47
Minimum−7.9%close to the price₹110−88.3%below the price₹0.19
Maximum−7.9%close to the price₹110−42.6%below the price₹0.93
Median−7.9%close to the price₹110−71.0%below the price₹0.47
Geometric mean−7.9%close to the price₹110−70.4%below the price₹0.48

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Saumya Consultants: 1 of 1 models see the stock below the current price.

Superior Finlease: 9 of 9 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Saumya Consultants
Price ₹120
Fair Value ₹45.37
Bear ₹29.94Bull ₹56.71
Superior Finlease
Price ₹1.62
Fair Value ₹0.40
Bear ₹0.28Bull ₹0.52

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Saumya Consultants · Financials

Quality score40 · bottom 25%
Fair value upside−62.1% · bottom 25%

Superior Finlease

No peer data.

Bottom line

As of Oct 3, 2026, Fair Value Calculator sees Saumya Consultants as the less overvalued of the two: Saumya Consultants trades at ₹120 versus a fair value of ₹45.37 (−62.1%), while Superior Finlease trades at ₹1.62 versus ₹0.40 (−75.3%).

Saumya Consultants has the higher quality score (40/100).

Open Saumya Consultants live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.