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STOCK COMPARISON

Sundaram Finance vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Sundaram Finance (SUNDARMFIN) and Visa Inc. Class A (V) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Sundaram Finance trades at ₹4,604 versus a fair value of ₹2,428 (-47%), while Visa Inc. Class A trades at $363 versus $204 (-44%).
Sundaram Finance
SUNDARMFIN.NSE · INR · Financials
-47%
upside to fair value
overvalued
Price₹4,604
Fair Value₹2,428
Quality53/100
Visa Inc. Class A
V · USD · Financials
-44%
upside to fair value
overvalued
Price$363
Fair Value$204
Quality82/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Sundaram FinanceVisa Inc. Class A
Valuation
23.7×P/E (TTM)30.4×
10.73×P/S (TTM)15.42×
3.28×P/B17.51×
33.5×EV/EBITDA22.0×
PEG1.53×
0.9%Dividend yield0.8%
₹40.00Dividend per share$2.60
Profitability
45%Net margin52%
62%Operating margin67%
15%Return on equity60%
3%Return on assets19%
Growth
14%Revenue growth (YoY)17%
22.6%Avg. growth/yr (3Y)10.9%
13.6%Avg. growth/yr (5Y)12.9%
Balance & size
3.52×Debt / equity0.52×
$5BMarket cap$664B
healthyGrowth qualityhealthy

Visa Inc. Class A leads: 6 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Sundaram Financeof which business quality 51 · market factors 49 Visa Inc. Class Aof which business quality 76 · market factors 65
ProfitabilityMargins and returns on capital today
36
76
Quality GrowthAre margins and returns improving?
42
41
CashflowEarnings quality: real cash, not paper profit
94
85
Fin. StrengthBalance sheet, leverage, solvency risk
6
71
InvestmentDisciplined investing over empire-building
50
85
Low VolatilityCalm price path (market factor)
83
83
MomentumPrice trend over the last 3–12 months (market factor)
35
52
52W MomentumDistance to the 52-week high (market factor)
36
69
Net IssuanceBuybacks instead of dilution
82
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Sundaram Finance

DCF Models₹712
Earnings-Based₹4,671
Dividend Discount₹707
Multiples₹2,160
Asset-Based₹905
Growth DCF₹3,574
Economic Profit₹1,746

10 of 11 models see the stock below the current price.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Sundaram Finance
Bear ₹1,425Fair Value ₹2,428Bull ₹3,402
₹4,604 = current price (white tick)
Visa Inc. Class A
Bear $122Fair Value $204Bull $335
$363 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Sundaram Finance · Financials

Quality score53 · below median
Fair value upside-47% · bottom 25%

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-44% · bottom 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Sundaram Finance trades at ₹4,604 versus a fair value of ₹2,428 (-47%), while Visa Inc. Class A trades at $363 versus $204 (-44%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.